Take control of my finances.

Think my new strategy is ‘spend as little as possible’ until I have an income again!

I think I need to start with some kind of ‘audit’, and then get some advice on how I can do things differently.

earning more to support my spending habits. or just spend less to support my earning?? which ever way, i’m just tired of finding out i’ve got more bills to pay than $$ bills

I want to learn to take control of my finances. As a single mother some times it is hard.

I asked my boyfriend’s dad to show me how to get a handle on things. He is someone who has complete control over his money, and one of the most meticulous record keepers. He printed me off a few of the tracking sheets that he uses, and has given me many great tips to start off. He even gave me a monthly bill organizer for Christmas! I’ve made a binder of my own and started using the tracking sheets as of January – fresh year, fresh start! Wish me luck!

Baby steps… like setting up preauthorized payments. Making ad hoc payments when I have some extra cash (haha). Increase my RSP contributions. Use my credit card responsibly. Create and stick to a budget. Eat out less (definitely my worst money habit). File my taxes.
Stop burying my head in the sand!!