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How to start saving money
It made me
 "Rewarding exercise, but time is better spent creating additional income streams."
How I did it: First I listed all my fixed expenses like telephone, internet, sat TV/Cable, cellphone. The I cut out or reduced any plans that I could. For example, my telephone bill was $65 using the Verizon Freedom Plan. I realized that I didn't make as many phone calls out of state or international, so I reduced that plan down to the bare min. Now I pay $15 a month. My internet is provided through my cable service, so I stripped out my cable package and got internet only. That reduced my cable bill to $50 from $90. I just disconnected DirectTV altogether which took me to $0 from $80. I then changed my cell plan to Tmobile's My Favs. This allows you to add 5 most frequently called numbers to you Favs list which gives you unlimited mins with them. Doing this for my most called friends and family members dropped my cell bill to $40 from $90.
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How I did it: Realising how much of an impulsive spender I was last year, did some soul-searching. Decided to open a "pursesave" account with standard bank and made first deposit. From now on, deposit of same amount will be made monthly. Read how I did it…
How I did it: Opening a student Checking account made it really easy to start saving money. The bank that I applied with allowed me to open a Savings account along with it, and both of the accounts were free. With the help of online transfers, I've been able to start putting money into my Savings, and even set up a schedule so that a pre-determined amount of money is transferred every month. Read how I did it…
amyrun77 Twilight totally is ripping off the Sookie Stackhouse books!
I had been saving up for a new TV for our bedroom for Christmas, but we went ahead and bought it early because it was on sale. I haven’t had to break into the saving yet and hopefully I can keep saving for awhile. The rest of Christmas is already figured into the budget, so maybe I can grow it a little.
amyrun77 Twilight totally is ripping off the Sookie Stackhouse books!
Well, my savings is back up to $125.00. I know it’s not much, but at least I’m trying again.
amyrun77 Twilight totally is ripping off the Sookie Stackhouse books!
It’s hard to save money when everything around me is falling apart. My car went kaplooie last week and now I have to get another one. Luckily, we have an offer to get an OK one for $1000 from my FIL. I had to have emergency dental work done this week that cost around $400. So, we’re almost broke until next pay day. I have a feeling that what little is in savings will be used to help us scrape by until then. They had a teacher with Swine Flu at my son’s school and I hope more than anything that none of us get it. We really can’t afford the medical bills right now.
Really hard right now, considering my pay has been cut 15% but I am still going to try. I need to just remember that even if its only a small amount, its a start.
at the moment i have zero dollars in my saving account.
im the kind of guy that can get discouraged very easily so i gave myself manageable target amounts.
the first being $50.
tomorrow’s payday, wish me luck!
amyrun77 Twilight totally is ripping off the Sookie Stackhouse books!
I had a little set back last week and had to transfer funds from savings to checking. I will try to replenish it this month and get caught up again.
MissesWifey is chattin with the boyfriend :)
How Should I start this? I should put 50 dollars away every month.
If I have spare change, That can be added in there as well! First I need to make a budget.
amyrun77 Twilight totally is ripping off the Sookie Stackhouse books!
Yep, another $25.
amyrun77 Twilight totally is ripping off the Sookie Stackhouse books!
$150.02 and I didn’t even miss it.
I am worse off now than I was a year ago. that’s because I was in a foreign country (New Zealand) working whilst travelling and renting. And then I came back home with an unfavourable exchange rate which reduced my money even more.
And now I have to find a job all over agiain.
However Ihave opened a special saving account with a slightly higher interest rate to put my money into – should I ever make any.
kochhas wants to Read one book per month
decorate my apartment
Get out more
study at MIT
Learn Ruby
Swim in a bioluminescent bay
start a non-profit
read the Bible daily
go on a mission
Spring Clean and get rid of the stuff I don't need
get a four pack
learn to screenprint
learn french
Own a nightclub
meet hilary duff in person and hang out, because i know i am her biggest fan no matter what anybody else says
Live a more Healthy Life
Greg wants to save $500
patent an invention
upload a song
buy a camera
get a husky
meet Jack Sparrow
meet Hugh Laurie
learn piano
make friends all over the world
