How I hate that school is so expensive and I am not even done yet. Paying of my student loans will take me a long time but I can’t wait until sally mae no longer owns me!
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perpender is mourning the loss of my heart...he passed away 3 July
Based on current spending habits personal payment schedule, within 18 months I’ll be debt free, except for my mortgage.
Most people have debts. In fact, most people need debt in order to keep their credit score in good shape.
When I say “pay off all my debts” I’m not talking zero-balances on everything. I mean pay them off to the point where I am choosing to keep a $15-$20 balance on things to carry over to the next month after my monthly payments. Anyone who wants to tell me that isn’t the way to do it, get bent ;) I’ve worked in finance long enough to know the trick and tips that help people when they need it.
But I’d like to get my loans and credit cards paid off to that minimal amount.
I paid off our dog’s “medical bills” last month, and it seems that my installments on my one clothing account has gone down with R200 so we’re getting there!!!
J. Downs is hoping for that improved contract.
the last credit card will be paid down in six weeks. at that same time, i’ll make my first extra payment on the last student loan. if all goes according to plan, my entire debt burden should be gone by july, august at the latest. huzzah!
It sounds like hubby might be getting a big raise at the end of the month, we decided to use that extra money montly to first pay off all our debts before living like rich people. I so hope he gets the raise it will help alot! Then we can pay off 2x small debts at the end of the month maybe!
Tabbykat is preparing her list of things for the coming year
Just paid off one debt outright! It’s such a good feeling. Now I only have my two overdrafts to sort and the money I need to pay back to my mum. Should definately be free of them by September. That only leaves my mortgage and student loan debts but I class them separate to this :)
My installments are so big monthly but it doesn’t feel like I’ve even made a dent in them yet :(
I know its only been 2 months but still!!
Why do we get ourselves in such debt – dammit!



