Personalized Retirement Advice FromAn Experienced Financial Advisor. www.TotalMerrill.com
HSBC Advance, Same Features &Benefits. Find out more today us.hsbc.com/Advance
Objective Guidance in Any MarketFor Your 401k Rollover. Start Now. TRowePrice.com
Keep more of what you earn.Get a long-term, low-cost plan now. www.Vanguard.com
Use Google for financial newsand investment management tools www.google.com/finance
Meaning is slippery, but try to only add goals that have nearly identical meanings. For example, "Be fluent in Italian" and "Speak fluent Italian".