Pay off our debt

I now own my car!!! Paid off the CC today, too!

We will be done with our car and credit card by the end of this week!!! That is $27,000 of consumer debts paid off since January!!! Only our HELOC ($9,000) and our house left.

We have paid off almost $7,000 in debt since January!

We paid off one of our student loans today! We have a credit card, home equity line of credit and an auto loan left. YAY, progress!!!

We have $1000 saved in an emergency fund. Since January 1st, we have paid off $3570.08 of our $37,000 of debt.

OMG!!!! DH just called and let me know that he will be getting a bonus this year (there were no bonuses 2 years ago and we were thinking there may not be any this year)! When they get a bonus, he gets 10% of his salary. The announcement today was that *YES, there will be bonuses given out at 157% of your normal bonus amount!!! *

I am so excited I am shaking!! We will be able to have BS1 done, all of our debt but our HELOC and car done by March, plus fix DH’s truck and put new tires on it!

We have slashed the budget and will be using cash envelopes beginning with our next paycheck! I am making so much stuff from scratch (breads, yogurt, laundry soap, cleaning supplies), and we are really limiting our driving (difficult in the ‘burbs). We stopped contributing to the 401K (temporarily) so that we have enough to really make a difference in our $37,000 of debt!

We paid off one 10k loan and the other is under 3k now..woohoo..we are getting there!

Save more….spend less….make more….pay off debt.

love to pay off my debt i have a baby on the way and i’m in the army and i’m trying to pay off my debt i’m at around $40,000 in debt but $30,000 is case i bought a new SUV for my wife cuz of the baby but it looks like when i get so close to paying it all off “BAM” i need to go spend more then i make again.

www.myspace.com/kroppy04