So the holidays hit REALLY hard, and I’ve been hurting. I took out loans against my CDs and a signature loan. I withdrew from my IRA almost $400. Ouch.
On a good note, the loans are paid half down and I have my tax return coming next week. I plan to pay off one loan, open a CD to pay off another loan. My contribution to my savings account had been up to $110, then I dropped it down to $50 over the holidays, but it’s back at $110. I don’t know what I have in that account I think roughly $2200. Maybe I’ll withdraw and put it in the Holiday account here for the higher interest and make it enough for a CD in Nov. 3 days ago
I set up my checking account to take out $70 a week and put it automatically into my savings account. I really want to save up for a down payment on an apartment, but $300 a month isn’t going to cut it. I have to think of other ways to make money, and then save it without splurging on things I don’t really need. 3 days ago
Opening an account for arrowhead soon so gonna start saving there:) 6 days ago
I was able to put away quite a bit the last 2 months. Amazing how much money I have left over when I cut out extra spending. Granted I’ve been eating mostly ramen, spaghetti, hotdogs and eggs but it feels good to see my savings grow.
What helped a lot of was going out for ice cream or coffee with my friends instead of eating out. Also, cutting out spending on my guilty pleasures, Movies and Video Games. Now I’m actually waiting until a special occasion like my birthday or a holiday to buy something I really want. 1 week ago
I’m saving 13% of my gross income in a 401k account. Need to figure out if I should also save 5000 a year in an IRA. Will do that if I can convert it into a Roth IRA. 1 week ago
My shifts were all over the place this fortnight but I managed to finish in front. This is the last payday before I move into the unit so I took the opportunity to buy myself a wallcharger and itunes giftcard for my iPod – because I probably won’t have the money when I move.
- Expenses $259.00
- Gym Membership $36.00
- Maintenance $55.00
- Emergency Fund $129.24
- Savings $112.22 1 week ago
I kept expenses down last month, so I should have some left over this month. But looking back, I think I’m still in the hole overall. It may take me a while to climb back out. Sigh. 1 week ago
not making any money right now, so there’s no saving any, fo sho!!! spending some, though, ‘cause living is not free nor cheap! 2 weeks ago
Keeping a certain amount in my account every couple of weeks and pulling it into a savings account. Going grocery shopping next week but in the meantime majorly splurged on pizza’s and sides today. Including letting the pizza guy keep a really big tip. I pride myself on being a really good tipper and he deserved it. So many things I want to buy, but I know it is important to start saving and so far so good! Definitely need to watch out for those little splurges. I want to buy a car, I want to move, I have so much debt to pay down and if I am smart about money this year I can accomplish fufilling all of that. 2 weeks ago
I try to save only for ‘things ’ to pop up, things being, leaky roofs, new car exhausts, just the things you can’t plan for…i think you curse this one if you say it out loud, so if you are trying to save , tell no-one. 2 weeks ago
