Save money

Eatting out will be the death of my bank account over the years if I keep up this habbit. I need to cook more so that there are yummy left overs for beautiful lunches at home.

im saving for a flight 2 austrailia it is 2000 $ i have 0

I heard something recently and I am going to repeat it now.

“It is time to get my financial house in order”.

Including my car payment, I am about $15,000 in debt. Is this bad for a 33 year old married woman who has been trying to conceive a child since 2002? I don’t really think so but would be willing to hear all opinions. Thanks!

I constantly plan on saving but never get to. I’ll do it one day. Just not today “) . Miami in 2 weeks . wuuuuu ! hehe

im saaving $865 to go to DC in the spring

i wanna start saving money so one day when i really need it i can use it…............................

Teaching other people about money management has taught me a thing or two about saving money. Like most people, I have financial goals & I’m looking forward to achieving all of them! I wrote a blog post this week about how to save money. It’s called 5 Ways to Save $100 a month http://prosperityblogger.wordpress.com/2008/07/20/5-ways-to-save-100-a-month/

I have a number of costly goals both in my mind and already posted to 43Things.

Moving, buying a house, getting married, none of it comes without cost. I have to acknowledge that I can’t accomplish any of these things without first having some savings to work with.

Today I signed up with Scotiabank’s “Bank the Rest” program, which rounds up the amount you spend on debit transactions and puts the remainder into a high interest savings account. I’d like to get my boyfriend to do the same so that we can both have active savings accounts.

Additionally, I’ve heard a number of success stories from people who save for their dreams with change.
In Canada, we’re plagued with all kinds of change, including loonies ($1) and toonies ($2). My next step is to get a giant jar and fill it up with loonies and toonies that will be saved towards my goals.

I’m actively looking for other ways to save money. Recently I’ve cut down on costs by:

a) Shopping at No Frills stores and buying no name brands.
b) Riding my bicycle everywhere I need to go instead of wasting money on public transportation.
c) Bringing lunch with me when I work, etc. Never buying fast food or using vending machines.

I’m open to any suggestions that would help me save more. Once I’ve sat down and done some serious budgeting, I can set goals for how much money I would like to save by a certain deadline.

Between now and the beginning of the school year I want to limit my spending and not shop anymore, unless of course for school supplies. I have everything I need to live day in and day out. I should use the things that I have well and do my best to live a sustainable lifestyle. Only once I have achieved this will I give my self the special treat of spending a little.

The easiest way to save money is don’t spend it. I have my savings directly deposited into another account out of state. Other good ways to do it is have it deposited into an account that requires 2 people to sign of it. That way one person doesn’t get all the money, and both have to think that it (whatever you are buying) is worth taking money out of savings. Don’t believe the excuse that “I don’t make enough” because no matter how much you make there is always someone else who makes less and they live off it. I suggest you take at least 10% of your gross income and put it away. There are a lot of things you can live without if you really want to save money.