Save money

Hey :) I need to save money for v-day, brother’s b’day and my boyfriend’s bday. These are the only two people I love the most. Wanna gift them something they’ve been eyeing on for a real long time. I don’t earn so gonna start saving my pocket money from today :) Btw, I need to save Rs 25K
Wish me luck :)

All the best everyone :) Tc.

to save my mony me and a friend have said that from the start of the new acedemic year (school year) we arnt going to spend more than twenty pounds a week and i have got a job to earn extra mony aswell as saving it up.

this month, i have a week off for jewish holidays, non-paid.

i’ve been doing pretty good at putting 15% of my paychecks in savings right away.

the summer is still not over, it seems, so there are still a bunch of things to go out and do. my attitude has been “say yes to everything”. i just need to keep in mind that i don’t have money to blow.

I haven’t gotten much better at this…Though, now that school has begun, I will now be able to save a lot of money that I would be spending on food. So, hoepfully, that will help. I think it will. I have been making sure that I have spare money before I buy things I want but, I have not made any great progress in saving…

so I had 100,785 in my savings, and today I paid in 500,000 so now my total is 600,785… anyway, it’s a start. Would probably pay for the bulk of my ticket to VN which is one of the things I’m saving for.

My iron was too low yesterday :(
I am getting free food from work later.
Yay, free things! <3

I spent $327.38 this month and made $60.00.

$40 – climbing gym dues
$23 – non-food groceries (shampoo, etc.)
$25 – groceries
$80 – gas & tolls
$52 – food out

$56 – storage unit (last month)
$29 – camera equipment
$23 – christmas presents

Really high gas/tolls and food out this month because I went and visited a friend.

Savings is at $2100.

My roommate just asked me about going with her and another friend to Slovakia, the Czech Republic, and Austria this summer. It’ll be about $2000 and honestly I don’t think I’ll be able to swing it but I’d really, really like to go. (“You have more than that right now,” you’d say, but I have to pay for grad school apps ~$700 this semester and I need to have money when I graduate so that I can actually move to wherever I’m going.)
But anyway, I’m just going to see how it goes, I’m hopefully going to be working a few extra hours this semester and I’ll try to spend less.

Have anyone heard of this website or have any thoughts about it? I’m thinking of opening an account, but unsure.

24 hours have passed since receiving my last paycheck and I haven’t bought anything frivolous, a record for me. Normally by this time, I’d have spent my entire check and have started borrowing from people. I’m hoping to have the will power to not spend.

for the following:

*6 week trip to Vietnam beginning of next year
*Europe trip summer next year
*study in 2012 (MA or full time language centre)

Have hardly saved anything yet but will go to the bank today and pay something in, even if it’s just a little.

saving for my 18th birthday then for a gap year in australia! :D
unfortunatley, I can’t stop spending :/

We had amazing eats, I footed the bill, and dipped into my savings a little bit, for gas and for food :(. I donated a second time this week and made $31, and held onto the check itself for as long as I could to keep from spending it, but… I need gas. I wouldn’t have needed to take from savings had I earned tips 3 nights this week instead of 2. I now only have $12 in my savings :(.

I’m donating again tomorrow, and that’s another $15 or $20 in the savings for textbooks (depending on my weight- it fluctuates on the cutoff point between two differently paying weights).

so far so good..im saving more now…although, i am tempted to use my credit card more often because i know i have the money to pay for it..so, it’s really a two-edged sword..whenever im stressed out, i go online and check out what i can buy from amazon.com..bad, bad, bad…
i am holding back though..i havent purchased anything i dont need really need..so far, ive only bought clothes and food for the past months..i miss buying books..all my previous salary went to the books i bought…i used to buy about 5 books a month..WOW..i made a promise to myself to limit myself to one book now..so far, im doing great. havent bought any book since coming here to the UAE..hehehe

For my new car and one for an emergency fund. Now I just need to watch it grow! :)

simply being more aware of where my money is going :)

you want more photos pls con.9884007357

$10,000 saved. so i got to my original goal.

But im not travelling till next year now.

So…im going to see if i can raise it up to $15,000 or at least maintain $10,000 and then check this off

:)

I got paid yesterday, which means I was given the cash to save for my boyfriend’s birthday lunch and dinner. I donated plasma today, and the check went into SAVINGS this time (score!). The sad thing is that I had to withdraw the same amount from checking to buy gas… Even still, I have the budget for all my bills and the big bday bash. Let’s hope this gas gets me through the week :)

need to save for our wedding for 2012

I am so happy. Apparently I still had some money that my dad owed me! Almost 700 bucks. Me very happy, now I only have 1.200 still so pay off.
Tonight I start working again, summer holiday is over, finally back to work and start paying off my debt!

What little cash I have goes to shopping, or at least it did today >_<. Damn tips (constant flow of income that never gets deposited and burns a hole in my pocket). Damn city living (STORES!).

sigh. I accept this truth about myself today, and will do better on payday. I will save for textbooks. I will save to take my boyfriend out for his birthday.

i usually dont have much cash because most of the money i get for holidays comes in check form so it goes straight to my bank account. my grandma does usually give us $10 for valentines day $15 for Easter and $10 for Halloween so sometimes i do have some cash but not much. i guess its better to have it in the bank because them it gets monthly interest (i get about $1.50 a month). so i suppose i am making some progress in saving money :)

I sold a lot of things on ebay last night and made over $200. I will be able to save some of it but, the main reason I even sold stuff was because I need to pay for some pre-ordered figures at the end of the month. I’m not sure how much shipping will cost for them yet but, if I’m able to get SAL, it should range from 1500円-2000円 depending. The figures themselves don’t cost TOO much so, I hope to atleast have $100 of this left over. We’ll see come the 25th. I did file for my weekly unemployment, though! Hopefully I will save this check instead of mindlessly spend it _;

$10 000 saved will be the point when I deem this completed.

my student loans have been in deferment for the past year but since i finally have a job, it’s time to start repaying them…

i started repaying one a few months ago, and the bill for the second just came in yesterday. at my current salary, it’s kind of hard to believe that i’m ever going to have the money to pay the loans and move back out on my own… i’m trying not to get depressed about it.

instead, i’ve decided to put the 15% of each paycheck into my ING savings (it takes longer to transfer the money out so it’s more likely to stay in there), and put any extra money i may have in the money market account.

and instead of going out tomorrow, i’ve decided to go to work for some overtime.

I am so bad at saving my money but I need to start doing it in a serious way. I go to school, I need a car, my family isn’t financially equipped to help me…I need to start saving and striving to live on my own. I buy too many pointless things and WAAAY too much fast food (which is bad for me anyways and I know I should stop…) I want to buy only the few things that make me happy and save the rest. I am trying to limit the amount I buy of things each month but I am an impulse shopper…I need to train myself to stop.

I saved 250 $ in the last two months, the highest amount of money I ever saved in my life. which is great and sad at the same time, sad considering my age. but hell yeah, I have 250 on my account, which is 245 $ more than my average. how I did it? I stopped smoking.

So lets see, so far I have the following I need to save and make money for:

1)Braces: A total of around 5 thousand pounds. Technically I have this, but I’m not getting much money in and it would drain pretty much all my savings and I’m still scared of what might come around the corner next. So once I get some steady money coming in I’ll do this.

2) I don’t really like pet insurance. I much prefer the idea of having a large pot of savings – large enough to cover anything that might go wrong and paying into that every month instead. I think with the one cat I would only feel safe enough to stop paying insurance if I had at least 5 thousand pounds. Ten thousand once I got a dog. So once I get a steady job I’ll set up its own account and start a direct debit into there each month.

3)If I decide to have kids theres going to be some major bills. I believe in a good education, so if there aren’t public schools that I like enough it might mean going private. Over here as long as the prices don’t change too much primary school will cost about 20 thousand a year, so 160 thousand a kid. That makes £480,000 total for primary school assuming three children. Seconday school is more like 30,000 a year so 210,000 per kid, that makes £630,000 total for seconday school. That means a lot of money.

Thats not even including things like a house, basics, holidays, education courses for myself and everything else, but it’s nice to have something to plan for even if I don’t quite get that far. Once I’ve sorted out something for braces or insurance I’ll update this.

i’ve been saying yes nearly every time someone has asks me to go out, and not paying attention to how much money i’ve been spending. it doesn’t help that i live in a summer tourist spot.

but things are finally winding down, and i’m sick with a cough, so i’m going to focus on saving again. i put 15% of my last paycheck into my money market account, and plan to do so with future ones as well.

i’ve been told that business gets insanely busy during october through the new year so there’s as much as overtime as one can handle. i get to look forward to a spike in my income during the holiday season. and, we get bonuses!

Yippee, another zero spending day for me. I wanted to go to the public library today because I thought I had an overdue item.

Luckily, it’s not due until another 2 days. I am going to save the trip for tomorrow, Wed, when I do my weekly grocery run. I’ve begin to consolidate most of my errand trips into Wed, where I must drive. This way, I’ll save on gas and effort as well.

Nothing I liked or enticing from all the circula this week so hopefully, I will have to spend very little.

I’ll probally walk over the plaza across the street to pick up some fish fillet at non sale price and have it through out the week and get some exercise at the same time.