14,990 people want to do this. 621 people made it a 2010 resolution.

Save money


 

People who have done this

   

How to save money



More "How I Did It" stories

mavillahermo depression please cut to the chase

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HippieChick75 Trying to be the best person I can.

It took me
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StephBlue 2010 will meet a new me...

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See all 59 "How I did it" stories

Entries

celeste519 is luvin life

savings 18 hours ago

I need a nice nest egg!



Altonece is doing the damn thing.

Doubled up the savings 1 day ago

So since the proposal I have doubled my savings efforts. I am now putting $200 into my MMDA monthly. I hope to pay off two credit cards for a total of $1800 within the next 5 months. Then I can dump that money ($400 a month) into the savings for the balance of the year. That is the plan, and I intend to stick to it.



of_journeys is feeling better

Untitled 3 days ago

Just transferred $700 into my savings account.



fromaquizer this is it

Untitled 5 days ago

SO I replaced my credit card with a debit card – so i have no more debt there.

I have had a VERY expensive month – with xmas, having to pay to get my wisdom teeth out and having to buy a new phone

As it stands i am only 300 away from paying off my 2 grand overdraft.

In 2 weeks tho I move into a new flat so will not be able to make any more contributions to this as I will have to use next weeks pay for bond.

But I am close, very close to being debt free – and then can focus on my goal of saving 5000 dollars this year (not bad while your a student!)

This week I have focused on busing to work (= $8 per day for parking) and bringing my lunch ($11 per day on japanese) which means I have saved $95 this week!!!



MissIvy is content.

Journal 6 days ago

I’m now keeping track of my spending in a journal format. I hope this helps.



Untitled 1 week ago

i’d like to save money because it seems like i spend a fair amount on things that are unnecessary. if i accumulate some savings, not only will i be covered in case something bad happened, but if i wanted to i could do something big, such as take a vacation…



Venna Halo experiencing a new chapter

gonna save.. 1 week ago

Saving about $3500 total for a healthy “living costs” buffer. That will be my first save money goal for this goal. Will budget this in.



Christin3 slightly depressed, but that's what friends are for

not sure if I can this month 1 week ago

I’ve got some savings, but with the expenses this month, I’m not sure if I can save anything extra. I hope so. I’m tired of living almost week-to-week with these tiny paychecks. Not much I can do until I get a “real” job, and there really aren’t any around here right now.



Zaz Harris is making resolutions

Rollover! 1 week ago

Well, only saved $150 in January.

However, I did roll my retirement account from my old job to my Rollover IRA, which is a good step. Next up is converting my Rollover IRA to a Roth, which means I’ll have to pay taxes on it (shudder).



January Spending 1 week ago

So, my totals only go from the 15th of the month, since I’m only counting from when I got back to school (because if I included earlier in the month, buying & selling textbooks, it would just throw everything way off and not indicate well what the rest of the school year will be like).

I’ve spent $284.83 this month and my paychecks totaled $202.94.
So, that clearly doesn’t look too good, but I had some unusual expenses this month – like buying furniture for our room, which will never come up again until after I graduate.

Broken down:

$50 – climbing dues
$26 – gas & tolls
$36.37 – non-food groceries (shampoo, etc.)
$26.82 – groceries
$8 – wine
$15 – dinner out

$16 – transcripts
$9.55 – mailing a package
$60 – furniture
$37.09 – printer ink

The first bunch is likely recurring monthly expenses (although in reality I go out for dinner less than once a month – we only went this time because my roommate’s friend from home was visiting – I still can’t say I won’t go out ever again this semester). [$162.19]
The second bunch were things that shouldn’t occur again this semester. [$122.64]

This only covers half a month, but it’s not accurate to double what I spent – my climbing gym membership is only $50 for the whole month, for example. I also don’t have to get gas more than once a month, if that. I think the only thing that would double is food-related expenses (and just groceries at that, since I really do rarely go out).

Anyway, next month:
I should get somewhere around $210-220 in paychecks.
I have my climbing gym membership for $50. I anticipate getting gas again because I have to drive home again this week for a doctor’s appointment ($25). I could save $50/month and still leave myself >$50 for groceries & such. If I push, I’m hoping to save a full $200 this semester to bring my balance back up to $1,000. I might take on another weekly shift in the help room, which would give me another almost $70 a month.



See all 4140 entries

Ask for advice: Get help from people who've accomplished this goal


San Diego
No more interest. asks, “To attend my uncle's wedding in Hawaii, it would cost my husband and I $1000 for both air+hotel for us for three nights. and possibly another $1000 in expense and wedding gift. Should I attend the wedding and use $2000 in our saving?”
— 7 months ago


6 answers

say_yes_to_michigan asks, “I am having a hard time saving money. Every time I get paid it seems something is due. I really NEED to save money because I have to get an apartment in July. Does anyone have any advice or tips that would help????”
— 9 months ago


10 answers

Cheryl asks, “Just curious, did anyone know that there is a limit to the amount of times you transfer funds in a Savings Account? I got a 'warning' in the mail, and felt really dumb for not knowing :\ have you ever been penalized or fined for this? I'm scared.”
— 2 years ago


10 answers

San Diego
Dolly asks, “what can I do to make extra $$$ for School?? I am 24yrs old”
— 2 years ago


20 answers

Irving
nawatramani asks, “Should I put money in a 401K and save on taxes now or put something in a Roth IRA and save on taxes when I withdraw it?”
— 3 years ago


10 answers

samuel329 asks, “can you suggest some good sites on this theme?”
— 3 years ago


10 answers

China
ciara789 asks, “i like shopping so much especially i like buying rock CDs i really can't help buying them when i saw cds of my fav bands so how to save money???”
— 3 years ago


14 answers

dood5 asks, “if you don't get your allouence (like me) how do you save money”
— 4 years ago


8 answers

Beaukiss
Stephen Frick asks, “How to Budget and Make it work”
— 4 years ago


9 answers

 

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