Save money

i am not going out this weekend, so my ema is going to go into my bank accoutn, tanking me to £60m kinda bad as i had a step back last week coz i brought some trousers, but yeah, ema every other week wil be going into my bank as much as it can be untill schools out, and i am going to try and spend like noting untill i go and do my xmas shopping, wish me luck!

okay so i had a bit of a set back with my savings.
1. 3d modeling software.
2. traffic ticket
3. incredible increase in gas usage
4. and a $450 expense to fix my laptop.

i’m back down to nothin, even borrowed from my parents to pay for my computer repair. but if i hadn’t had to fix my computer i’d be doing okay. i’m on the right track. mostly i need to stop spending so much money on liquor and gas…

ps. mint.com has been helping a lot, just to be able to see what i spend my money on so visually, and to keep track of budget categories, etc. way nicer to have this program rather than to try to keep track of budgets and expenses yourself.

I’ve saved money before, but recently I’ve had that rainy day and now the money is all gone. I just want to get it back because what if I didn’t have this money?

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I guess saving a little bit is better than saving nothing, so I’m just going to take a little bit out of my pay every week to save. Maybe if I get a cute little bank to store it in, it will help.

When i always get money. i spend it right away. Then when i need it to do something i don’t have any. i need to start savimg my money for more important sruff

i’m saving money but i’m not saving up for anything, i guess it’s nice just to have some money in the bank. everyone else seems to be saving money (over 14,000 people) might as well conform

As of last weekend I reached that glorious mark that I have been saving for 4 weeks to achieve: the $1,000 buffer. That is the $0-equivalent I’ve decided. Come Wednesday I should get a few hundred on top of that to give my car a desperately-overdue service and to buy some Christmas presents.

The unfortunate new expense is $100/week as of January 2010 as my contribution to food expenses in the household. It seems rational and fair considering we (the family) have equally divided everything else (water rates, electricity, internet, phone, etc) amongst us at each bill with only food not being divided up, but it is just a tad annoying as that drastically extends my pay off period for the current debt I owe. No point in complaining though I suppose, just gotta adjust the budget plan and get on with it! It’ll make the date when the debt is fully paid even sweeter!! :)

I don’t know where to start so guess i’ll start by reading other people’s entries to see what they’ve been and then maybe going to “feed the pig” to see if there are any other tips. The general tips seem easy, spend less – blah blah blah (ok the general tips are usually better than that) but the emotional part of my brain always sabotages the rational part. I seem to have no delay of gratification and little organizational skills esp. in terms of finance. who knew personal finance was so freudian?

I’d like to have an emergency fund for a rainy day just in case something comes up. I have a 401K but I can’t use that money until I’m 65. I need money saved in case my car needs repaired or if I spontaneously want to go out of town for a weekend. It would be 911/fun-out-of-town money.