pay down my debt

Credit Card #1 $2867.12
Credit Card #2 $2156.88

Total Credit Card Debt $5024.00

Did not reduce it all at…....ugg shit happened this year and I used the credit card…..hospital bills are a bitch!! Though now I learned I never should have paid my hospital bills with the card, I hate not having insurance!!

I will pay it down from here on out in 2010!!!

I put a computer armoire for sale on craigslist and got several responses similar to this letter. First they emailed to ask if it was still available and then I didn’t hear back for a day, then this. Deal with people locally. fyi.

Hello,
I appreciate your response to my inquiry.I am interested in
buying the items and i am ok with their description and conditions and
i am also satisfied with their price.I would have love to come and
check it myself but am not chance now,because I just got married and
am presently on honeymoon trip to Honolulu in Hawaii with my wife and
I would love a surprise change of furniture in our home on our return
because my wife like surprises. Please do withdraw the advert from the website with immediate effect,as i don’t mind adding $50 for you to do that for me,so i can be rest assured that the items are held for me,I will be making the payment to you via a Certified Check in us dollars which my secretary in united state will mail across to you and as for the pick up,i will know how to handle that with my mover that as been helping me to move in new furnitures into our home. My Mover will come for the pick up once the Certified Check has been cashed and i will like to complete this transaction before Saturday the 15th of August.

If this arrangement is ok by you kindly send me both your name
and full address to post the payment immediately and i would
appreciate you include your phone#,i.e….

(1)..Your full name
(2)..Your full home address or your office address
(3)..your zip code
(4)...your phone number to contact you

And please i don’t want a P.O BOX address because i want the payment
to get to you at your house or your office address to make the
transaction fast.Thanks and get back to me with the full info as soon
as possible.Thanks

three people have inquired already on my armoire. maybe i didn’t ask enough for it. :|

I’m listing my oak computer armoire on craigslist to try to raise some cash to reduce debt. plus it is a bohemoth. trying to simplify.

Made inquiry today re: debt counseling. Got to get it in check.

$7G Credit Cards
$7G Student loans
Unemployed
Gotta move to a new city
Starting Grad school in September

Sigh.

Dunkin Donuts $7.37 Owed my mom a latte so got one for myself also, these things are expensive, I really need to lay off….

Homeless Man $1.50 (in quarters) my daughter thought it was a good thing to do, though around here people are scamming all the time on the corners and probably make more money than I do in a day, but I am trying to teach my daughter how important it is to help others as you may need someones help someday…

Total Spent $8.87

Well today I spent $10.21

$5.00 Gas ( car was on empty and decided to just get a little to last until the weekend )

$5.21 Dunkin Donuts ( ok not a necessity but like I told my boyfriend a Medium Iced Caramel Swirl latte sure helps with emotional distress LOL, won’t be able to keep this up to make a dent in my debt, but its a new year wanted the happy drink )

Posting a payment of $75.00 towards Credit Card #1.

Ending 2008/Starting 2009 as follows

Credit Card #1 $3266.34 (YIKES!!)
Credit Card #2 $1097.55

Total Debt $4363.89 (WOWSERS!!)

This years resolution is I am not going to buy anything with credit, I said the same thing last year and didn’t listen, but this year I’ve got to stick to this…..Plus I need to start putting more money towards these cards. Wish me luck, I am determined this year to knock it down as much as I can!!