ALL DONE! Yahoo…
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How I did it: The first time I had to do the big debt consolidation and payoff was far more educational and significant and it took a lot longer. Now that I've learned my big life lesson about credit cards, this was a much smaller debt and was much easier to pay off. I did it through strict budgeting and a promise to myself not to let things get out of hand. I set a budget and paid back the debt like it was my most important bill, because it was. I was… Read how I did it…
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I got a loan three years ago to pay off department store cards. I now have a balance on two of them again, and 4 more loan payments. I want to get rid of it all.
TRod888 is going to be a MOM!
I keep telling myself slow but sure wins the race. So far 1 credit card down and only a tid bit on another one and that should be gone by next month. I just recently got a new job making more money so that should help out! After this other small one is gone then it’s on to tackling the larger ones. Which, don’t get me wrong, will feel great to start paying them down…but they will take longer. I just wish I could wiggle my nose and it would all happen at once. I am terribly impatient but can only do so much as the money comes in. I am grateful though that our debt is no where near what some would consider a lot. I just know once we get this taken care of then we can seriously start looking at houses!! WOO HOO. My goal is by December to have all but 1 credit card paid off. (Cross your fingers :-)
i had it paid off at one point, but now it is all coming back. i would like to have this done by the end of the year. i also don’t have much of anything in my bank account right now, so that isn’t helping the situation. hopefully moving in with the boyfriend will help with expenses so i can get this taken care of!
Hubby and I have 2 credit cards with money on them. We are working at paying off his credit card first, as it has a higher interest rate. My goal is to have that card paid off by September 1st and then we will start paying off my card.




