Well, not all, there are million things I want to change and improve, but I’ll be able to move in once I get back from my trip. 2 months ago
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I got the keys yesterday! It’s finally ours! It’s so beautiful, I’m in love with that place. There were no nasty surprises when seeing it unfurnished for the first time. In fact, it seemed bigger and better. It needs some changes, but nothing too drastic.
I’m not going to move in until March, but I’ll be there all the time, trying to improve it and furnish it little by little.
I could mark this goal as complete but it won’t seem real until I’m living there, so I’ll wait till then. 4 months ago
We finally bought the property today! Well, my parents bought it, as the credit is in their name, but I’ll pay my share and it’ll be eventually in my name. But who cares whose name is it written down! I’m so happy that they are giving me a place to live in and to call home.
The whole process was nerve-racking and so difficult, but my mom and I worked wonderfully as a team and we pulled through together.
The previous owner will live there for two more weeks. And then… then it’ll be mine!!
My plan is to move in in March, after my trip, and meanwhile do any work the apt may need. 4 months ago
Last month, all was going well: our offer had been accepted and we had been granted a bank credit, but the amount was below the price of the property.
This is a bit difficult to explain, but I’ll try in a few words. Properties in my country have historically been listed and bought in American dollars. In the last decade, the peso (my currency) to dollar exchange rate has risen continuously and now, in the black market, one dollar costs almost 10 pesos. The official exchange rate is much lower, but almost nobody has access to that rate (thanks to a series of economical and political policies that are too long to explain). As with everything involving the black market, there are no regulations and it can all be negotiated.
So, in conclusion, what happened was that the owner wanted to fix the exchange rate at 9 pesos but the bank established it at 7 pesos, which substantially changed the price. We simply couldn’t afford it at 9.
This negotiation took the whole of this month and I was starting to believe the deal was going to fall through. We had offered to fix it at 8 but the owner wouldn’t hear of it.
Finally, today, on a Sunday, the real estate agent called us to tell us that the owner had finally accepted!! I can’t believe it yet! This exchange rate means I’ll have to use all my savings, plus my mom’s, and that I’ll be on a tight budget for a couple of years, but it’ll be worth it! I love that place!
Tomorrow we’ll arrange details with the owner, the owners of the house she’s going to buy, both agents and the bank. I really hope all goes well.
We could be closing so soon!!
Sorry for so many exclamation points but I’m so excited! 7 months ago
We made an offer on the apartment (earnest money included), and… it was accepted!! However, the sale contract is conditional on the bank giving us the total amount of credit we asked for, which we will know for sure next week.
I’m so excited! A bit afraid and aprehensive also, because it’s such a big purchase and I’m so afraid that something will go wrong. I’m trying not to get my hopes up, but who am I kidding? I feel giddy just thinking about owning such a beautiful, ideal place. 8 months ago
I may have fallen in love with the apartment I saw today. It’s spacious and bright and beautiful and just perfect. I like it even more than the one I mentioned here before, but it is a bit more expensive. We need to look at the numbers now. But I don’t even have to think whether I liked it or not. I know already. I loved it. 8 months ago
I saw an apartment today that I really liked. It has a lot of potential. I can envision myself with a dog there already.
What to do…? Do I dare take that step? 8 months ago
My mom has offered to help me buy my own place, and my dad agreed. She wants to make the down payment herself and take out the loan, which I then would pay monthly. The apartment would be in both our names.
Even though I don’t feel entirely comfortable with the idea of my parents buying me an apartment, I do like the idea of all of us buying it together. Also, I’m realistic enough to know that it’d be a long time before I could afford one all by myself (properties are incredibly expensive in my country) and paying a rent would eat up all my earnings.
We even looked at a couple of apts today.
I find the whole process a bit terrifying and exhilarating at the same time.
I now want to succeed in my career more than ever. 9 months ago
I’m way too old to still be living with my parents. Now that I have a degree and I know what I want and need to do, I have to become independent and move out. 14 months ago