give one new Kiva loan per month for a year

Rayda Trujillo Rojas—she runs a grocery store in Peru.

“Rayda es una mujer activa y emprendedora, vive en la ciudad de Pucallpa provincia de Coronel Portillo, tiene 52 años, es madre de cinco hijos todos mayores de edad, ella tiene una tienda en su casa donde vende abarrotes en general y bebidas, también se dedica a la costura, cuenta con el apoyo de su esposo quien es cerrajero. Forma parte del Banco Comunal “Bellavista” desde hace tres años, el primer préstamo que obtuvo fue de 300 soles que invirtió en una vitrina para exhibir las golosinas. En la actualidad ella necesita un préstamo de 2,500 que será invertido una parte en productos para su tienda como arroz, leche, yogurt, fideos, azúcar, etc. y la otra parte invertirá en gaseosas. La meta de Rayda es tener una tienda bien implementado de abarrotes.”

I don’t know what any of that means, but isn’t she adorable?

http://www.kiva.org/lender/stevegotz

I have done the loan a month for 12 months. Guess I never wrote about the last loan. But I am continuing to give out loans.

I think I have about 20 either done or in progress. Maybe I can get to 43 soon?

I’v enow got enough credit to do another loan. I couldn’t find any women in Nicaragua, so this time I selected a woman shopkeeper in Mongolia.

Faauliuli Toia’s main source of income comes from planting and harvesting taro for sale. She is a 49-year-old woman living in the town of Vaovai (Samoa). She is married and has six adult children. Faauliuli has been in this business for over four years and earns approximately 400 WST a month. (0)

In 2006, Faauliuli joined SPBD to gain access to financial services to help improve her living conditions and enable her to engage in business activities. Faauliuli has successfully repaid a previous loan of 1250 WST from SPBD. This previous loan was used to purchase fertilizers such as manure.

Faauliuli is now requesting a new loan of 1500 WST which will be used to invest in expanding the business. This will be her third loan from SPBD. Faauliuli plans to use the additional revenue to improve and expand her business.

Esther Edo is from the town of Kinangay Sur, Clarin, Misamis Occidental (Philippines). She is 50 years old. Esther is married and has 4 adult children. To make a living, Esther owns and operates a service-based business. While not the only means for generating revenue, the main source of income for the business comes from providing motorcab transport services to local community members. Esther has been engaged in her business for over 7 years and earns approximately 3,600 PHP a month for these activities.

Tserendugjir Sharav is 51 years old and lives with her husband and two children in Kharkhorin, the capital city of the ancient Mongolian empire. Her husband works as a driver for the local electricity department, her son attends a local secondary school, and her daughter is a university student. Tserendugjir operates a small felt producing shop in the town along with 4 other people. Together they produce a variety of felt products including slippers, bags, hats, jackets and other handicrafts. The group uses only locally available materials such as sheep and camel wool to make their products. Tserendugjir started her business in 2006 and has since found much success. She has taught all of her children how to make slippers and they help her during their school vacations. Tserendugjir is a very open-minded and responsible businesswoman and her dream is to one day have her own souvenir shop where she and other local handicraft makers can sell their products. She is requesting a 2 million tugrug (approx. $1,380 USD) loan to purchase wool processing equipment that will enable her to increase the productivity of her business and the quality of her products.

Señora Julia is a member of the February 21st Community Bank in the district of Ilave, El Collao province, Puno department. She is 49 years old, married, and has seven children. She was only able to study up to second grade and lives in the neighbourhood of Lacaya (in country of Peru).

She has been working with the Manuela Ramos organisation for two years. Her first loan of 500 soles was used for her business of buying and selling clothes. Julia now needs a loan of 1500 soles which she will use to buy a cow and a bull. She also makes handcrafted bedcovers for babies. Her wish is to open a store selling crafts. She enjoys the savings and meetings associated with the local community banks.

This is my 12th Kiva credit and I will set this goal as completed, but will not stop to lend on www.Kiva.org.

Gave 25$ to:
Gloria Roxana Mena Tipto
Pucallpa-ucayali, Peru
General Store
Loan Amount: $350.00
Loan Use: To buy more products for her shop and to repair her cooler/display case for drinks

Señora Gloria has a small shop where she sells basic grocery goods and beauty products. She is pictured here behind her shop counter. In the forefront of the picture is the glass showcase where she displays her beauty products.

Gloria is 43 years old and lives with her husband and four children in the city of Pucallpa. Her husband works at a sawmill. Gloria’s children serve as her inspiration to continue to work hard at her business ventures.

Gloria has been working with Kiva partner Manuela Ramos for five years and belongs to the communal bank “Nuevas Amigas” (“New Friends”). Gloria used her very first loan of 300 soles (about $100) to invest in her grocery shop. She plans to use this loan of 1,000 soles to buy products for her shop and also to have the cooler/display case, where she keeps her drinks, sent out to be repaired.

Gloria’s vision is to keep progressing with her business until one day she is the owner of a much larger and better stocked grocery shop. Gloria is pleased to be working with Manuela Ramos and is grateful for the financial assistance provided by the organization.

Silvia Elena Salinas Hernández
Chinandega, Nicaragua
Bakery
Loan Amount: $750.00
Loan Use: To purchase ingredients for making bread

Mrs. Silvia Salinas is the owner of a bakery in the Chinandega department. Every day, early in the morning she makes and sells all types of breads from her shop – white bread, sweet bread, cookies, pastries, and other variations. She is requesting a loan from Ceprodel to buy the ingredients for making and selling this delicious bread in her bakery in the Chinandega department.