I have used my credit cards once again, but at least this time I haven’t maxed them out. I have also added a couple of store credit cards that carry partial balances, but I plan to pay them all off in January. I’m going to close one of my store accounts that I opened specifically to buy one item, and I really should close my Wal-Mart card account, but I can’t help but have it just in case. Perhaps I should just put it into my safe deposit account for safe keeping, since it doesn’t have annual fees as long as it’s paid in full. So, hopefully I can check this goal off once and for all in about 10 days! 16 months ago