I just paid off my one lower balanced credit card. Feels great!!! One down..one to go! I want this one gone within the next year. Then onto my Sallie Mae loan. 8 months ago
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just got some money that I had not expected and it covered all my credit card debt. I’ll still have rent, utilities, car and insurance of course but the credit cards with 24% interest rates will be paid off. This should save me a bit each month. So happy to be free of that debt. 9 months ago
I’m in a bit of financial pain, waiting for my next rental payment, without which I will be unable to pay off my next month’s mortgage payment.
I’m now wondering what I can sell on eBay to raise a bit of cash.
For now I have 3 assignments to transcribe and 2 mystery shops but I’ll need more. 10 months ago
I was doing the math today in my mind and, as long as I keep paying at the same rate I have been, my 2 credit cards will be paid off in one year. That’s a good thing considering my low income and high debt these days. What would be even better would be to find a better paying job and pay it down even faster! 14 months ago
My pay my bills plan:
-Concentrate on not creating ANY new debt. (Other than my grad school loans-and keep those at the very minimum) Do not use credit cards.
-Pay the oldest credit card first. Keep paying every month even if my sis gives me money towards her trip.
-Use my tutoring money to attack oldest credit card.
-Keep spending to an absolute minimum. Use caution on all purchases.
-Once old credit card is paid in full-move onto the remaining balance transfered card.
-Then attack Sallie Mae loan.
-Once out of grad school keep spending to a minimum and use my first years of teacher salary to eliminate student loan debt! 19 months ago
I’ve been grappling with whether or not I should pay off my Korea trip with the money I earned there..or if it would be wiser to hold onto the cash, since my money could be tight this year. I have decided to just pay it. If things get tight in the fututre, I will make it work. I just want to be moving forward in this goal, and not backsliding. So I will trust that I will be ok, even if I don’t keep that cushion. 20 months ago