59 people want to do this. 3 people made it a 2010 resolution.

spend money wisely


 

How to spend money wisely


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CookiePox is a yummy disease>>

The Written Law. 4 weeks ago

I’ve decided to record every purchase I make in a small notebook. I’m not spending terribly so far… but winter’s coming up and I need a winter jacket… and boots… and gloves… oh man.

Shopping Laws:

1. Buy it only if I had been intending to.
2. Stop and think! Only buy when I actually need it. Do not buy something I already own and don’t need extras of.
3. Only splurge when I truly believe I deserve it for working hard.
4. Check my budget!
5. Evaluate according to the quality of the product. Is it going to last for the amount I’m paying?
6. If possible, ask for a second opinion on my purchase.



Starting now 2 months ago

We can do it!



CookiePox is a yummy disease>>

Whoops. 5 months ago

Okay, that plan didn’t work out.
You know what? I’m going to make some LAWS for myself on how I should shop. I’ll post the laws once I’m done writing them.



CookiePox is a yummy disease>>

Subgoal. 6 months ago

Not spending any more entertainment money until summer… save for a shirt and maybe a pair of shoes…? * guilty *



Here we go again. 9 months ago

Have as many spend free days as possible.
Really think about my purchases – have a 24hr waiting period for small purchases (under $25), two-week waiting period for larger purchases (above $25), 30 day waiting period of commitment purchases (charged monthly).
Keep track/record of all my purchases! (this part is crucial for me).
Cancel all but one credit card (2 more to go).
No new clothes until spring.

I don’t want my money to get the best of me… again.



CookiePox is a yummy disease>>

Economy. 10 months ago

Well, the economy’s down right now… so I should focus on this goal just a little bit more. Sadly to say, I am currently broke but that might help me with this goal since I won’t really have much to spend in the first place.

Shopping list:
- friend’s b-day gift
- friend’s goodbye gift
- pants
- sweater



loss of job 11 months ago

Now I am forced to spend money wisely since I don’t know where I am at with my job. It looks like I will be hardly getting any hours from it, if any at all. So I have to look for another job. Yay. The only thing I can allow myself to buy until I get that job is food.



CookiePox is a yummy disease>>

I realized... 13 months ago

... that I have a very wasteful lifestyle. I was organizing my room and found so many things I bought but never used or even opened… such as a computer microphone ($24), a backpack ($30), and clothes. I have a bundle of shirts and jeans that I bought not too long ago but I won’t wear them now. I don’t know what I was thinking, buying them in the first place. So from now on, I’m going to buy things that I think I’ll actually use more than once.



it's hard 13 months ago

I try many time to do this but i find out it hard for me, I can’t hold my self when i find new thing :P.. But i keep trying to do it wish me good luck



Lisa is okay.

Going ok 16 months ago

I had a good week. I didn’t buy anything that wasn’t on my shopping list. My new system is to only go to Walmart once a week to buy groceries and things for the house. I work on my list all week and then look it over and decide what I don’t really need before I go. Then I only bring cash.



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