How I plan to eliminate credit card debt in my life

Hey Hey�

I may have services that can have you out of debt a lot sooner then you may realize.
It will all be within your budget, and everyone can do it.

AlaskaDES@gmail(dot)com

Benefits are simple�
1. Your paying on your debts and watching them shrink.
2. Your not wasting a single penny by there “traditional” means
3. You have plenty of reasons to pay off your debts.

the best way to eliminate debt is to get all your bills out and decide which one you wanna tackle first.

i wanna pay off all my credit cards and bills so i can help out my family

I would like to maintain a low debt ratio throughout my lifespan! My goal is to continue monitoring these damn rip of credit companies so that I can raise my credit score. It’s funny, when you realize your mistake and become discipline enough to pay your bills on time as well as cut your debt, you have to spend the next half of your life fighting to have the negative remarks removed from your credit history! My goal is to be emancipated. Let my history go!!!!

I wanna pay off all credit cards, loans and past due bills that are in collections so I can save money to go back to school and get my self back on track.

Pay off credit card debit

Pay off and cancel ALL credit cards, to date I have paid off one card and app 50% of two others. I try to pay at least $100.00 each month on both cards (minimum payment is less than $20 on each). Also all purchases are cash only now, if I can’t pay cash I don’t buy. Emergencies such as medical & car repairs excepted.

Pay 3x my minimum payment to my credit cards and try to pay an extra car payment at least twice a year

Set up a budget. Take your net monthly income and compare it to the necessary bills each month. Stop contributing to savings other than company 401ks, this money is better spent putting toward high interest bills. An easy way to organize is to make an excel spread sheet with all your current bills and how much they are and see how much is left after that to put toward debt. Start with the your highest interest rate debts and put all you can toward the one bill. When this is done, move to the next highest interest rate bill. Cut back on spending but dont cut it out. Leave some money to go out to eat once or twice a month or to a movie. You need to slow down on spending but to cut out fun all together will cause frustration and make it harder to stick to your goals.

Buy only necessary items and avoid impulse purchase.