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pay off credit cards


 

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How to pay off credit cards



More "How I Did It" stories

leecalvin05 is writing an essay on communism in Russia.

It took me
2 years
It made me
yeah yeah!


It took me
4 months
It made me
meh


virushead is being there

It took me
22 years
It made me
Yay yay yay yay


theresheather is doing that house wife thing.

It took me
7 days
It made me
Great!!


catherineaq is 40 and not at all bothered about it

It took me
5 years
It made me
happy and free


See all 16 "How I did it" stories

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Entries

Untitled 2 days ago

One down…..... Yeah!



Balances 1 week ago

CARD 1: £231.71
CARD 2: 1538.23

Well obviously I have to make more than the minimum payments in order to get this off my goal, I will still continue to have the cards but only use them in a emergency



Untitled 1 week ago

Ugh, backslid badly, thanks to moving expenses, a lot of things needing replacement or breaking around the same time, and aforementioned lack of income. I have a lot of ground to make up on this now.



randomalia wants a comfy pair of moccasins.

$1,352 3 weeks ago

ATT: 1352
Chase: 0
BofA: 0

I feel like a huge weight is lifting because ALL of my high interest credit card debt is GONE!!! My last card has very low interest on it, so even though I’m dying to finally click on the “I’m done” button, I’m going to let it float for a while so I can accelerate paying off my (much higher interest) dental bills, which by now I’ve paid down to $785. I have been struggling with this for sooooo long, I can’t even believe how the debt seems to be disappearing so quickly.



slickgl wants to move to Maine.

Reassessing 3 weeks ago

I’ve been trying to do this forever. Now I have some real motivation. I want to get out of California and move to Maine. I want to have my debt mostly gone before I do so. I’m going to start getting student loans, which will drop my interest rate immensely for whatever debts I pay off with it. As far as all of my other debt, I want it gone as fast as possible. I made a chart with all of my current debt, which amounts to about $18,000, not including my car. I made a chart for up to $20,000. As I pay off each $100, I’ll x off the box representing it. That means 200 x’s. It would take me over 8 years to pay off $20,000 if I pay off only $100 a month, which would obviously cost more than $100 a month due to interest. I currently have 19 x’s. My first short term goal will be to reach 25 x’s by the end of the year.



I have done this, but need to do it again 4 weeks ago

I paid off 10K of credit card debt twice, but I need to do it again. I also saved up quite a bit, but I need to do that again too.



three and a half yrs to finicail freedom!!! 4 weeks ago

i am enrolled in a debt managment program and will have not only my cards pd off, but my school loans and my car will be pd off in that time as well…. to think- ill have somethinglike 1500 more a month!!! it feels great to have a date when i will be no longer tied to this debt!!! i was scared and skeptical- but am so glad i did it now that things are rolling and i can see the light at the end of the tunnel



5628!!! 1 month ago

Discover – 1720

Chase 2 – 1520

Chase 1 – 2388

It’s so weird to see some of these balances below 2000. For the longest time they were all at 5K or more!



mrshennejoyner is freaking out

hmm 1 month ago

90 left on credit card A
375 left on credit card B
440 left on credit card C
870 left on credit card D
5400 left on student loan A
new student loans yet to be determined

(o_O) My DMP estimates 7 years before I get those first five completely paid off. And that is only if I stick to the amount I am paying now. Once I am out of school and working a steady career, I definitely intend on raising my payments substantially.

Of course then there is my car loan and possibly a home loan. Hmm.



mrshennejoyner is freaking out

definitely working on it 1 month ago

So three of my credit cards are on my debt management plan now. And they are well on their way to being paid off. Only one left to get on there. I also added my student loans onto it. Those are going to take some time to pay back. Especially considering that since I’m back in school I have a whole new set of loans to worry about… Oh well. It’s going to be accomplished sooner or later.



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Chino
Brandi asks, “How do you stop procrastinating and actually get this done? One at a time? or a little bit paid towards all of them each month?”
— 4 years ago


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