6865!!!!!!
3 days ago
Chase 1 3150
Chase 2 1700
Discover 2015
People who have done this
|
|
|
|
|
|
||
How to pay off credit cards
It made me
Super Happy
 "I love the feeling of not having credit card debt over my head...."
How I did it: Well, my boyfriend and I got into credit card debt a couple of years ago when we decided we wanted to move in together. We bought too many things and tried to many new restaurants. Before we knew it, we had two cards almost maxed out. For the last couple of years we have been pinching every penny and saving anywhere we could. Living frugally takes practice. But finally today we made our last payment of $1,700.00. It's a huge payment, but it's so worth it. Lessons & tips: One lesson I learned was to never use a credit card on an item that is not permanent. Don't use it on going out to eat or to go on a trip. Use them for purchases that you will have for a while like a new stove...etc....
11 people found this helpful
|
|||||||
More "How I Did It" stories
It made me
How I did it: Making moderate size payments (always more than the minimum) for several years. One extra big payment at the end, being transferred today. Want to start saving for a house, or pay off my car. Read how I did it…
It made me
richer
How I did it: I had a credit card debt after my europe tour. I worked hard and lived like hell for 6 months. It was a difficult time, but soooo worth it! On my next tour i will save money before i go insted of using money i dont have. Read how I did it…
It made me
Super happy!!
How I did it: It's been a long hard slog, but finally I'VE DONE IT. I'm debt free! (other than the mortgage, but I'm overpaying on that now!).It may sound stupid, but it was quite easy once I got into the swing of things. I used the snowball method, which means paying off your high interest cards first (see www.whatsthecost.com - There's a snowball calculator there which you can use to see how long it'll take). Don't get too depressed by ho… Read how I did it…
It made me
How I did it: Wow it's so wonderful. No more credit card debt. I'm so happy about achieving this goal. I did it. Finally. NowI need to keep it like this for good. No more credit card debt. Read how I did it…
Dawn Wentworth is petting a purple bunny
It made me 
How I did it: I got them all paid off, but as luck would have it -- life happened and my balances are back up. I plan on paying them off once again with tax returns. Read how I did it…
→ See all 12 "How I did it" stories
People doing this are also doing these things:
Entries
LKA in bed all day with the west wing woop woop
One small step for man...
4 days ago
it’s only £15 but it covers the minimum payment but I did spend far too much on it this month so I need to hide it away!
Paper Airplane thinks life really amounts to one big tag cloud.
Another transfer
4 days ago
$400 from Firestone to Capital One, to a lower 13% APR.
randomalia keep your goals away from the trolls
$1,909
1 week ago
BofA: 0
Chase: 907
ATT: 1002
My husband took out a loan to consolidate most of his credit card debt, and paid off my BofA card. Once I knock out my Chase card and my dental bills, I’m going to help pay that loan (with both of us working on it, should be paid off within 2 years, easy).
slickgl hasn't had meat or soda in almost a month.
Four cards have been paid off
1 week ago
Once the rest of the check clears, I’ll pay off a fifth. Then it’s time to focus on paying off the loan.
Paper Airplane thinks life really amounts to one big tag cloud.
SCORE!
1 week ago
I’ll transfer part of my Citi balance to my Chase card, at 0% interest for 6 months, once I receive a Chase transfer check.
I also called Citi to move up my due date, and scored a FIXED 9.99% interest rate effective immediately.
doingit4me is thinking
Untitled
1 week ago
I have been stalled on this goal for a while now. Within a year I paid approx $6500 off my debt. Currently though, I can’t make any progress because I have not had work since April. I managed to pay $1000 off my card with my tax rebate but I have slowly eaten away at that and am back to where I was 2 months ago…about $7000 on my credit card. I’m not giving up. I’m just going to try to make ends meet until I find work. The best thing that I can do is to continue to not use the card and focus on my end goal. I
Paper Airplane thinks life really amounts to one big tag cloud.
Progress and perspective
1 week ago
February balance: $7,820.32
June balance: $5,373.74
Paper Airplane thinks life really amounts to one big tag cloud.
Grrr. Okay. A little at a time...
1 week ago
I get paid Friday, so there’s my rent check, my cable bill, and my Target bill. I’ll have $100 left over. Damn.
Untitled
1 week ago
I have figured out that if I manage to pay 150.00 a month, I will be done in 18 months. I am going to try to do this.
→ See all 1030 entries
Ask for advice: Get help from people who've accomplished this goal
 Chino
|
Brandi asks,
“How do you stop procrastinating and actually get this done? One at a time? or a little bit paid towards all of them each month?”
— 3 years ago |
|
