5391
2 days ago
I have a big week at work coming up. I’ll probably bring in 400 dollars on Black Friday and the weekend after. Maybe I can bring it down some more.
People who have done this
|
|
|
|
|
|
||
How to pay off credit cards
It made me
peaceful and happy
 "Gives debt relief a whole new meaning!"
How I did it: Started listening to Dave Ramsey and realized that debt wasn't "normal" after all. It is not being a good steward of what God gives you. The American way is not necessarily the right way. Buying things you cannot afford does not bring peace or happiness, it brings strife and divorce, not to mention unwanted phone calls! Lessons & tips:
Resources: www.daveramsey.com
2 people found this helpful
|
|||||||
More "How I Did It" stories
Jamie Hinds The Time to be Happy is Now, the Place to be Happy is Here.
It made me
much richer in life
How I did it: One step at a time... Sometimes all you have to do is really sacrifice a chunk of a paycheck or extra savings in order to get ahead. I definitely feel that going without for a little bit will save me in the long run for getting out of debt from my marriage and hopefully I can keep it that way. I will never carry a balance for more than 6 months ever again. Read how I did it…
leecalvin05 is writing an essay on communism in Russia.
It made me
yeah yeah!
How I did it: I worked off my debt over the summer. I would put almost my entire check each week towards my debt, after a few months it was all paid... I actually had my 4 cards paid off once before but then fell into debt again. I already used one of my cards again (2 months later), but at least the other 3 are paid off. Read how I did it…
It made me
meh 
How I did it: I stopped spending money because I knew no more was coming in at the moment. I just tried to spend all my time looking for a job rather than spending more money. Read how I did it…
virushead is being there
It made me
Yay yay yay yay
How I did it: Paid online with notifications. The second a statement was ready, I paid it! Saved a lot on interest that way.Paid more than the minimum.Requested interest drops every time I spoke with them (min. every 6 months).Put everything I could on the highest-interest card until it was paid off. The interest savings gave me more money to pay the next one. Read how I did it…
theresheather is doing that house wife thing.
It made me
Great!!
How I did it: Although I quit my higher paying job in loss prevention, I had a decent amount of money saved up for this event! I called up my credit card company, explained my circumstances, and asked if they could help me.They did! By offering me a hardship discount called a "match pay".Yes, I did have to cough up half of my amount charged, but they matched the other half. Now the bill is completely paid off - and so worth it.It would have taken me tw… Read how I did it…
→ See all 17 "How I did it" stories
People doing this are also doing these things:
Entries
argh, so slow $5466
1 week ago
I’m trying to qualify for a house in the Spring. I owe $5466 today.
It was more than double 15 months ago. Amazing.
Untitled
1 week ago
Paid off 150.00 this month. Still cringing about how much I had to use it, post anemia and for moving. Ugh.
Balances
3 weeks ago
CARD 1: £231.71
CARD 2: 1538.23
Well obviously I have to make more than the minimum payments in order to get this off my goal, I will still continue to have the cards but only use them in a emergency
Untitled
3 weeks ago
Ugh, backslid badly, thanks to moving expenses, a lot of things needing replacement or breaking around the same time, and aforementioned lack of income. I have a lot of ground to make up on this now.
randomalia wants a comfy pair of moccasins.
$1,352
1 month ago
ATT: 1352
Chase: 0
BofA: 0
I feel like a huge weight is lifting because ALL of my high interest credit card debt is GONE!!! My last card has very low interest on it, so even though I’m dying to finally click on the “I’m done” button, I’m going to let it float for a while so I can accelerate paying off my (much higher interest) dental bills, which by now I’ve paid down to $785. I have been struggling with this for sooooo long, I can’t even believe how the debt seems to be disappearing so quickly.
slickgl wants to move to Maine.
Reassessing
1 month ago
I’ve been trying to do this forever. Now I have some real motivation. I want to get out of California and move to Maine. I want to have my debt mostly gone before I do so. I’m going to start getting student loans, which will drop my interest rate immensely for whatever debts I pay off with it. As far as all of my other debt, I want it gone as fast as possible. I made a chart with all of my current debt, which amounts to about $18,000, not including my car. I made a chart for up to $20,000. As I pay off each $100, I’ll x off the box representing it. That means 200 x’s. It would take me over 8 years to pay off $20,000 if I pay off only $100 a month, which would obviously cost more than $100 a month due to interest. I currently have 19 x’s. My first short term goal will be to reach 25 x’s by the end of the year.
I have done this, but need to do it again
1 month ago
I paid off 10K of credit card debt twice, but I need to do it again. I also saved up quite a bit, but I need to do that again too.
three and a half yrs to finicail freedom!!!
1 month ago
i am enrolled in a debt managment program and will have not only my cards pd off, but my school loans and my car will be pd off in that time as well…. to think- ill have somethinglike 1500 more a month!!! it feels great to have a date when i will be no longer tied to this debt!!! i was scared and skeptical- but am so glad i did it now that things are rolling and i can see the light at the end of the tunnel
→ See all 998 entries
Ask for advice: Get help from people who've accomplished this goal
 Chino
|
Brandi asks,
“How do you stop procrastinating and actually get this done? One at a time? or a little bit paid towards all of them each month?”
— 4 years ago |
|
