debt elimination
9 months ago
I’ve got a plan to pay off all consumer debt in just over a year. Then we tackle student loans!
How to pay off all consumer debt
It made me
woo-hoo! 
"In the last year we've paid off about $13,000 of consumer debt. Currently we owe on a student loan - and nothing else!"
How I did it: Here is how we did it:
1. Credit freeze - not using credit cards for anything (to be fair, I did use my credit cards a couple times for things like renting a car, but only because we had the money to pay it immediately.)
2. Being frugal and reducing regular expenditures as much as possible - no cable tv, no gym membership, keep driving our paid-off, 11 year old station wagon, strictly limit meals out/travel expenses, etc.
3. Set up a plan to pay off the debt using the advice of some good finance/frugality blogs like Get Rich Slowly.
4. Stick to the plan and review your finances regularly to remind yourself that you are moving towards your long-term goals.
Resources: http://getrichslowly.org/blog/
