be debt-free

OMG I think I’ve spent the last 3 yrs. asleep – I haven’t looked at these goals at all; I’m still in debt, etc. etc. If I say it’s time to get serious, I won’t.

Not free, just aimless.

A no-brainer really. I’m sure there are a lot of people that can relate to this one!

So I am little behind schedule due to an overwhelming week at work.

My Plan of Action:
-Find out Totals owing to Whom
-Prioritize
-Figure out Payment Plan for Each
-Review my Income and Expenses (including tuition and car insurance)
-Figure out Savings
-Go and get it done!!

Consumerism…Materialism…Debt ;(

Hi, I am VWrulesChick and I have debt
(and everyone says “Hi VWrulesChick“)

It is true, I used to be in about 25k in debt about 10 years ago and nothing really to show for it. I am still in debt about 12k and about 1/2 of it is from some reno projects that we have done in the past year that I still need to pay off, as well as, insurance for my car.

So I am on a mission again to get this credit card debt paid down and be debt free before hubbie and I start having a family (see my other goal).

With that said, I need to be more aware of my purchases and not just consume, just because I can. But also to happy with what I have – simplify (not fall on pack rat tendencies). Because there are so many who have far less than I. I would rather take this money and give to someone or organization who could best use it. (example: Union Gospel, Salvation Army, Samaritan’s Purse, Red Cross, etc)

I will be working on my POA (plan of action) and budget by the end of next week. I will update with more info later and a deadline to have you all keep me accountable.

So back to work I go… on Monday.

i wish i could be debt-free. i’ve pretty much stuck in mountain of credit card debt, and i have no idea how to get rid of them. and plus i have all these bills to pay, which doesn’t help me with my mountain of debt. how do i get out of this? i’ve stopped buying stuff, i’ve stopped eating at restaurants, and im even trying to save like ten bucks a day so that i have money to survive… help….

I resolve to pay off all debt; excepting car, house, and student loans – by January 1, 2011.

I payed off my two stafford loans today! I’m now $2,680 closer to being debt free. I still have about 16K in student loans, but I’m hoping to have that payed off by the two year mark at my nanny job by the first of August ‘09

So, I sent off the payment that satisfies the debt I had directly to my college. The damage: $8,091.54! It quite nearly cleaned me out, but it’s good to have that resolved. I still owe aprox. 20k in student loans to wells fargo, but that’ll come. yay for working toward a debt-free state of being!

It’s official. I put myself through NYU, own a used car that runs like a champ, and have a zero balance on my credit cards. I am debt-free and loving it!

I made my last student loan payment this month, paid off my credit card and sent a check to my mother-in-law for some stuff she bought for the wedding back in June. I’m just waiting for it all to clear the bank, so that I can see the statements with a big, lovely 0 on the “balance due” line. I’m pretty much broke now, but I won’t owe anyone a red cent :)