increase my savings

I have a great plan, simple as ever you can imagine. It will get you out of debt with diligence and you will save and have a little spending money as well. I will share it for free as it was shared with me for free. Let me know if you are serious about this. I saved $1000 in 6 months while on the dole and paid all the bills rent and groceries at the same time. It just takes a little discipline

Was thinking about how much I needed to save 10% of my paycheck and decided I could do 5% this year (increasing next year to 10% at some point)...realized in the shower this morning that the 5% is equivalent to the cost of the voice lessons I am resuming in a few weeks after a long hiatus. Also realized how much those lessons cost over a year and was a little shocked. Obviously the right thing to do is put the lesson money in the bank. Besides, once I start my second job, I won’t have the time I want to practice and will be stressed out about that.

So, just scheduled the transfers into my savings account. Feels good – I used to do it with a smaller amount from my old job and wiped my account out when I moved due to expenses. Will be really nice to see that grow and taking advantage of interest again.

Chase has a promotion where they’ll give you $100 when you open an account with direct deposit- I’m definitely going to do that with my second job’s paycheck, and I’m thinking of doing the 5% with that paycheck too…just to get in the habit.

Now I have to cancel the planned lessons and feel terrible doing that to the teacher. Going to do it in the morning. That part sucks.

Decided in order to put money into savings at this stage of my life, need to get part-time job to pay off bills. And I don’t have the heart to put part-time job on my 43 things list!

that it is advised you put 10% of your take-home into a savings account. Now that I have a new job, I’m going to do this, as well as get a part-time job once I’m settled into a new apartment and see how much I can save.

...and increase its value…

thanks to a lot of help from my family!