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Use my credit card responsibly


 

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Rachael is feeling good

One more responsible month... 14 months ago

...Then I’ll tick this off :D



Rachael is feeling good

Paid it off again 15 months ago

It was for a rather more substantial amount in February, but I could pay it easily. I want to keep it in the lower end if possible, usually just using it for the monthly GameBoy game (a couple of pounds), and books which I buy from Marketplace sellers through Amazon.



Rachael is feeling good

Just paid off the first month's balance 16 months ago

A whopping £11.13 for January. Good so far, as long as I only put a couple of small payments on it (I usually have the money in my bank account, I’m only really having a credit card for the improved credit rating).



Rachael is feeling good

I'm pretty confident 17 months ago

I’m trying to save money at the moment, and it’s for a very good reason, so I think this will be easy to do. My goal is to only make one or two payments on the card a month, and pay them off immediately. I’m only using it for a better credit rating.




 

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