pay off my credit cards and throw them away

Yahhooo! They are both paid off, cut up and thrown away! I finally managed to get statements and had a loan approved from my bank to clear both of them. They are both now cancelled, and finished and no more. Finito! Fine!
The amount I owe my bank now is a bit scary, but at least it’s manageable interest, it’s set with regular payments coming directly out of my wage, and it’s with my bank who I love and not 2 evil credit card companies.

I HAVE NOW LEARNED MY LESSON: NO CREDIT CARDS POUR MOI!

It feels so good, so good :-)

It’s feeling like I’ll never get these cards paid off. I’m resisting to the death any suggestion of getting an Australian credit card, as I don’t want to add to the debt. I think this month or next i will talk to my bank about getting a loan to cover all the credit cards, so at least I’m only paying one set of interest.

Being broke is so depressing. Does anyone have any tips to help me? (Or cheers to cheer me up??!)

And they’re in the UK and I’m in Australia, so I’m paying pounds off in dollars which is taking ages!

1 credit card is 2/3 paid off, hoorah!