achieve financial peace via Dave Ramsey's "total money makeover"

Well against Dave’s typical advice to not take a vaca, i did. of all places i went was to las wages, and thought i could survive on less, well i miss budgeted,and ended up sucking up my emergency fund on my vaca. i’m working hard to get reorganized and actually STICK with the budget and not spend any more of my emergency fund. I hope really this time to get on the good foot and get back on track.

So we saw Dave this last weekend at a live event and it was inspiring. We are gazelle intense (finally) and I hope 2009 proves to be there year that we can yell, “I am debt free”