Manage my money more efficiently

Ha. Forget this goal. I’ve been more self reliant lately; paid my cat’s vet bill, buying my own shit. I got a credit card with a limit far over anyone I know at my age and it is delightful. I have been working my ass off, though, and just got a raise and promotion. A little of both, I guess.

I got a bank account today. My days of cash-only goodness are gone. Set up a savings, too.

The banker kept asking me if my work can direct-deposits my paycheck even after I told him they don’t for my job title (all student and intern associates are hourly – only salaried employees can direct deposit). He had trouble getting it through his head.

I spent the rest of the day tallying figures to find out how much money in my parent’s account is mine, tallying how much others owe me and I owe others.

I set up my savings and I’m forgetting about it. Not touching it. At. All. I want to be rich by 30, sue me.

I have a high-paying job in a medical research laboratory thats awesome for my age and skill level and time table, but I’m too free with money. I buy not-as-frugally as I’d like, spend little by little thinking “oh, just $5!” and lend money freely, often without dates as to when I expect to be paid back or I don’t expect payment pack (dollar here for lunch for a friend, etc). It only gets infuriating when I realize I blew $20 in a day on..nothing..or when I need what I lent out back because I can’t get cash for a few days.