I have been working for 9 years and financially I have no savings to show for it. September will be the start of my new payments. I will have to stick to this. I have been trying to save for the last few years like everything else. The element of surprise is always in the mix. I never know what tomorrow or later on this evening will hold. Savings is a must and I am not getting older, I need to have a nest egg for emergencies and to have something to fall back on during retirement. So, I will do this and not pull from that money. No more robbing Peter to pay Paul. 4 years ago