figure out where all my money goes

i figured.

finally figured out that my mobile phone direct debit is huge cos i go way above the number of texts included in my bundle so have changed back to pay-as-you-go. also started a new savings account so reckon ill be a bit better off

but I haven’t done all that much about changing it yet.
It goes on food, clothes, supplements and petrol. Probably a few too many lunches and snacks on the go…..but I’m doing the best I can for now.

ditto to ange’s post… you know, i earn enough to live on. i have just gotten a job that pays decently and which will see me be able to pay off my debt slowly but surely.

but it’s the bits and pieces that i waste my money on – lunch here, dinner there… that sees my $ disappear.

So if I stop with that rubbish spending, hopefully i’ll “find” some more of my money again : )

I know I earn some. Maybe not tons, but I earn enough. However, my savings account definately doesn’t reflect that. My closet however, is bursting at the seams. I think my money mainly goes on clothes/pretty things and food. I’ve been so unorganised lately, and those quick lunches, coffees and snacks are definately adding up.

I’m going to track my spending for a couple of weeks and make a budget for myself. It just seems ridiculous that I’m working and supposedly saving up for college/travel, and yet I’m still living beyond my means. Blah.