buy property

I would like to buy land and build a home that is self sufficient. Grow my own fruits and vegetables. Raise chickens for fresh eggs. A peaceful place for family and friends to visit and rest. A place my dog could run free. An environment where humans and nature blend and harmonize.

The money isn’t there right now for me to do this independently, so either I have to persuade some partners or work on building a down payment. Realisticly because I am working less than full time right now (for pay I mean, trust me I am a busy hardworking lady) dealing with payments would be tough. I think it is going to take at least a year for me to earn what I am worth. I need to come up with a concrete goal. I have so many dreams, land in the country, land abroad, a place in the city, a family beach getaway. I co own a rental out of state, my former home. Now is not the time to sell but I should start the conversation with my husband about what we plan to do with it. Maybe I’ll ask him if he could envision us owning a second home (not for income, for us). He wanted to trade up earlier this year and I am glad that we didn’t with the economy and home values plummeting like they have. I think I’ll check out what the houses that we were looking at are going for now, just out of curiousity. To be honest I was not on board with the move. He was looking at McMansions by his job. I hate the isolation and lack of character in those places. It doesn’t meet my definition of community. I can also start a file of information and possibilities to gain clarity. Maybe I’ll cut way down on personal expenses and start a property account. I also need to transfer a dormant account.

I’ve been so busy with it that I haven’t had time to update here. 3 weeks ago I closed on 4.6 acres! The house is old and decrepit, as is the barn, but it’s mine! We’ve been working hard on it and I’m thrilled!

I went to my first viewing a couple weeks ago and just looooooved the house. Found it online and couldn’t resist looking, even though it was a bit out of my target range. Still adored it when I saw it, but decided to keep a level head and not rush into anything. In the meantime, I’ve found out about a big tax credit to buy a house in Roanoke City, and the $7500 federal one that passed and you no longer have to pay back. Sweeeeeeeet.

I’m now looking at a more budget-friendly home that is absolutely darling and just dropped by $10,000 today! Getting started on this whole thing is very fun.

We are going to look at a couple of more places this weekend. Wish us luck.

We found a good place. Put an offer in and someone beat us to it. It is a short sale and only one offer at a time can go to the bank. So I have to wait and see what the bank says.

Dad was here this weekend and we drove all around looking at property. Have a couple of others in mind.

We’ve looked at several places and even made offers on one that were turned down. It’s been a month or more as we got burned out. Now we’re back on the hunt. Have 4 places we are going to try to look at this weekend.

I’m 30 years old and have horses. I spend a fortune on rent every month and need to put this into real estate. You’d think this is the time to shop, but I have been unsuccessful to date.

of course this is a long term goal, but it is my goal to purchase property in NOLA and fix her up and create a home for me and for Jimmy and our blended family to visit when they like; but have it be our respite; our sanctuary. it is my hope to find a job, move, find a cheap place to live so i have a place to lay my head while i work on the broke down palace…

My new best friend, my home loan. Repayment period: 20 years. Sigh

Other than that, I’m happy to finally have my own place.