I’m young. 22 to be exact. I have what I guess I’d call good credit at this point. But there are so many opportunites for me to eff it all up in the future, especially because of the way I am. I have a new, higher limit credit on its way in the mail, for special purchases and such, and it’s definitely something that can screw up my credit for the rest of my life.
My spending habits aren’t wonderful, but up to this point it’s always been with money I already have, not with money I plan on having in the future. Credit is an awesome thing, but it definitely terrifies me just a little. And so I will remain in awe of its terrifying effects over me, I will respect The Credit Machine, and I will certainly never, ever, piss off a creditor.
