José is 36 years old and is married with one son. He learned how to be a barber when he was 6 years old and currently works as one. Before, he worked as a day laborer in the country.

The loan that he is asking for from Fundación Campo is to buy a mirror, a barber’s chair, and to make some improvements to his house. With the loan, he will buy an additional mirror and a barber’s chair so his customers are more comfortable and can better see how their haircuts have turned out. This will satisfy his customers and offer them better service. His wish is to expand his business and have his own house.

Wow! Jose is younger than me!I like that he’s improving his business and has dreams of owning his own house! Go Jose!! 4 weeks ago

A loan of $650 helps Yokub to repair his minibus, which is the source of his income.

I like that he drives a nice well-kept minibus and it sounds like he needs the money to keep his business in order! You can lend too and help Yokub.

If you use this link you will get a free $25 loan to give to Yokub… or any other borrower on Kiva!

http://www.kiva.org/invitedby/holly5095/for/559563 4 weeks ago

Fenik is 62 years old. She lives in Ddmashen village, which is in the Gegharkunik region, with her husband. She has two sons and a daughter. They are all married and live separately from their parents with their own families.

Fenik and her husband are retired and for a long time they have been engaged in farming and agriculture. Fenik’s husband is engaged in bee keeping. On their farm, they have two cows, a heifer, two calves, four sheep, ten chickens and twelve beehives. The products from their agricultural business Fenik and her husband sell in the Sevan food markets. As Fenik said, she is very happy that she can sustain her family with her income from agriculture.

Fenik is taking a loan from Kiva for the first time and she needs 600.000 Armenian drams to buy potato seeds, fodder for her animals and wax paper for bee families. With this loan, she hopes to receive a good profit. 4 weeks ago

I like lots of things about her story, but I particularly like her pink scarf. Is that a selfish reason to chose her to lend money too?

Fatuma’s story

Fatuma is a devoted mother with the desire and the urge to move forward. She always strives to reach success since she knows that it is through hard work that she will reach it. Fatuma is grateful for the support she received and that she is receiving now. Since the previous loan, her living standards have greatly improved. Her goal is to have a prosperous life and see that her children become professionals. She says that she was able to open a retail shop recently, which she plans to expand. It is for this reason that she is requesting this loan to add to her stock of maize flour, wheat flour, sodas, snacks, among other instant goods.

You can lend too at http://www.kiva.org/lend/508878

And if you follow this link both you and I will get a $25 credit to lend and help even more! http://www.kiva.org/invitedby/holly5095 6 months ago

Kayirsa and her family live in Emgekchil, one of the mountain villages of Kyrgystan, in the north of the country. She is 43 years old and bringing up five children. Kayirsa raises livestock, which is the main source of income for her family. Her farm, launched in 1989 with the initial capital of 15,000 KGS, now includes two dairy cows with their young, 10 sheep, one horse; sales of milk and dairy products bring in about 5,000 KGS per month. In order to develop her business further, Kayirsa has turned to “Bai Tushum & Partners” for a loan in the amount of 100,000 KGS to buy bulls for fattening and resale. Kayirsa plans to use her revenues to expand her farm and provide for her children’s education. Her children are the most important thing in her life. She works for the sake of bringing up and educating her children.

You can loan to Kayirsa too at http://www.kiva.org/lend/494879

If you use this link you will get a free loan!
http://www.kiva.org/invitedby/holly5095 7 months ago

Mahmoud is a 28-year-old married male from Al Bayader in Jordan. He has requested a 1500 JOD loan to pay for his wedding expenses.

Since Mahmoud is under 30 years old, his loan is considered a youth loan.

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I like that he’s paying for his wedding. I like weddings.

By using this link you can try KIVA with a free $25 loan
http://www.kiva.org/invitedby/holly5095/for/484299 7 months ago

I’ve already made 24 loans on Kiva. When I started my portfolio said that the average user had 8.3 loans and I thought “Wow, I’ll never lend out that many loans.”

Now I’m up to 24 loans and have really enjoyed relending my money and watching as people repay loans. I love re-lending to people who have paid me back. I also love balancing my portfolio among continents, genders and industries. If you’d like to give a free loan, I’ll get another $25 to lend out as well, just follow this link http://www.kiva.org/invitedby/holly5095

My latest loan:

Mirzoali has been obtaining financing from our organization for several years. He is a good person, who understands his responsibilities. Mirzoali used his previous loan to purchase cows and calves. He increased the quantities of cattle and small livestock. Currently, he continues his business. Mirzoali is requesting this loan to buy bulls, calves and goats. 8 months ago

Lang is requesting a new loan to buy materials to make sandal soles. Lang’s previous loan enabled her to expand her business and earn a higher income to support her family. She hopes that another loan will assist her in increasing the size of her business, attract new customers and increase her sales. She also hopes that through the loan, she can increase her income and improve her family’s living conditions.

Previous Loan Details

Lang is a 65-year-old widow. She lives with five sons in Ho Chi Minh City. She earns money with the business of making the soles of sandals. She has been involved in this business for five years. Now, Lang would like to take out a loan to invest in her business

I like that Lang is making something and that she’s paid back previous loans. Go Lang, make some awesome shoes!

Lend to Lang at: http://www.kiva.org/lend/474950

You can get a free $25 loan if you would like to support Lang or borrowers like her, use this link and I’ll get $25 I can lend to the same person! http://www.kiva.org/invitedby/holly5095/for/474950 8 months ago

Nilson is 35 years old and married to Rosita, with whom he has six children. This family lives in a simple little house located in the community of Chanchamayo.

He has been in agriculture ever since he was 17 years old, enough time that he is now experienced and has knowledge to work in the countryside. He has six parcels of land where he cultivates coffee, avocados, cacao, and plantains. He has just finished his coffee harvest with the final “scraping” which consists of finding and picking the last coffee beans off of the bushes, so now he needs bags of fertilizer to start a new planting. Meanwhile he’s also working on growing his plantains and avocados. When all of his lands are seen to, he works as a day laborer on other people’s plots of land. This gives him a steady stream of income for his family, as he also catches fish in the river and sells whatever he finds in the market. Nilson is a very hard wroker. These days he wants to start with the cleaning of his coffee plantation and for this he needs bags of fertilizer.

This is his third loan with MFP, and he is very thankful for the opportunity and the confidence that has been placed in him. He does not intend to fail, and he plans to make his payments on time. He is also an active and responsible member of his community banking group, “Sol Naciente” (the Rising Sun).

With the money that he is now asking for, he will be able to buy 15 bags of fertilizer, which cost 120 Soles apiece. The rest will be used to pay the laborers he will hire to do the cleaning and preparation of his fields.

I just made a loan to a borrower in Chanchamayo, Peru. Join me on Kiva today, and you can make a $25 loan for free! Redeem your loan while they last!

http://www.kiva.org/invitedby/holly5095/for/452308 9 months ago

I just made a loan to a borrower in La Paz / El Alto, Bolivia. Join me on Kiva today, and you can make a $25 loan for free! Redeem your loan while they last!

http://www.kiva.org/invitedby/holly5095/for/4467954

The “Esperanza 2006” (Hope 2006) communal bank will start the 15th cycle in Pro Mujer as part of the Los Andes Focal Center. It has 12 members led by a governing board headed by Inés, the President. The members of the communal bank are in a variety of businesses among which we have: construction worker, ‘salchipapas’ [fried potatoes with fried sausages] stand, clothes sales, grocery sales, seedlings sales, plastics sales, photocopying services, neighborhood store, furniture sales, glove sales, minibus attendant and shoe sales. 10 months ago

Dennis is a twenty-nine-year-old married man living in Fort Portal, Uganda. He has personal goals of educating his children and building a permanent house. He has been selling clothes for the last five years and the business is beneficial despite the hardships of price fluctuations, inflation and high fuel and transportation costs. He has a vision of expanding his business to new markets and owning a boutique in the city.

Dennis need a loan to buy more clothes for resale. He is a member of the above mentioned group. Some of the members needed larger loan amounts, so they graduated to individual loans. That is why there are fewer members than before

YOU can loan this group money at http://www.kiva.org/lend/435602 and if you want to lend with a free $25 loan follow this link http://www.kiva.org/invitedby/holly5095

I gave a loan to this group a year or so ago and they’ve already paid me back! So here goes another $25 for the Ugandan team! 11 months ago

Hung, 31, is married and has two children. He lives with his family in Ho Chi Minh City. His wife is a worker in a fatory in an industrial zone.

He has been running a metal shop in front of his house for three years. He is requesting a loan to expand his business by buying more iron pieces to increase his production of custom-made metal parts.

He hopes his business runs smoothly and will generate a higher income to assist him in improving his family’s living conditions and sending his children to school. 13 months ago

2 out of 43 done :-) 13 months ago

Mrs. Naung, 49, is a local cultivator and devoted mother of four children. She lives in Prey Chhor district and earns an income by planting rice crops as well as feeding some pigs with her husband. They have four children, three are single and one is married. In order to gain more profits, Mrs. Naung’s husband runs another business as a motor taxi driver in and around his village. The couple can earn a revenue of about USD 3.25 per day.

In order to earn extra income, Mrs. Naung would like to request a loan to purchase more piglets to breed. This loan will make her standard of living better with the additional income from selling her pigs when they are big enough.

You can donate to Naung with a FREE $25 loan from Kiva by following this link http://www.kiva.org/invitedby/holly5095 14 months ago

Giving Kiva loans is one of my favourite things to do. I like reading about people’s hopes and dreams and doing my small part to make them come true.

Kiva is offering free $25 loans to new loaners. So for nothing, you can help someone in need. Use this link to help http://kiva.org/i/WOiSLhgCkiS 14 months ago

Khurshed is a decent and honest family man who is raising two lovely children. For more than ten years Khurshed has traded in cattle. His wife helps him with his business and also sews traditional women’s dresses. Khurshed has a great deal of experience in his sphere of business and knows it down to the last detail.

He wants to improve their living conditions and finish a house he has started to build. With this goal, he is requesting a loan of 12,500 Somoni.

You can donate to Kurshed at http://www.kiva.org/lend/404121?_te=ty&utm_source=email&utm_medium=email&utm_campaign=order_confirmation 15 months ago

Chhun is 40 years old and a responsible mother of three single children, living in Kompong Cham province, where she and her husband operate a type of business as local rice cultivators. She has been engaged in the business for over 10 years. She usually plants her rice crops twice a year to produce enough food from her land.

With the requested amount, she’ll pay for the construction laborers repairing her house. And with the balance of the funds, she will buy a breeding pig for offspring, and rice seeds, fertilizers and pesticides to keep her crops in good condition.

COMMENT:
I like this loan, if I want a loan to go to the bank to get my house fixed, I can do that. But I don’t think Chuun has the ability. I also like the idea of her getting a pig. 16 months ago

Leonid and his family live in Vodyanoye. He grows early vegetables, radishes, cucumbers, and tomatoes in greenhouses. Leonid has a large piece of land, three large greenhouses (60×9 meters) and two separate greenhouses for seedlings. He has been farming for eight years. There are 100,000 hryven (UAH) invested in his farm. Every year the cost of seed and greenhouse film comes to 36,000 hryven.

Leonid needs a loan through Kiva of 10,000 hryven to buy 4,000 hryven worth of greenhouse film, 5,000 hryven worth of seed, and 1,000 hryven worth of fertilizer. The borrowed funds will help Leonid to cover and tighten the film on his greenhouses, while it still isn’t very cold, so he can begin to sow seed. Leonid will invest the profit he earns in improving the living conditions in his home. Not long ago, they finished a good renovation of their house and were able to install a bath and toilet. This autumn, Leonid is planning to install good heating in the house which is why he will need to have the additional income.

You can help Leonid by donating to the 43things team here: http://www.kiva.org/lend/394349 16 months ago

Alvard is from the village of Totosgyugh in the Shirak region of Armenia. She is married with three children – a 24-year-old daughter and two sons (24 and 26 years old). Alvard has a high school education and has been working as a farmer for the past 25 years. She also helps support her relatives living in the city with agricultural products grown on the family farm. She would like a loan to purchase livestock and animal feed. She expects this investment to increase the family income by ten percent. Alvard dreams of continuing to grow her business, which she can pass on to her children.

You can donate as part of the 43things team at http://www.kiva.org/lend/381210

I try to keep my portfolio balanced between women and men and between different countries and for different needs. I like that Alvard is a woman and that she works hard. I can see her with her cows and working with her children. Go Alvard go!

This is my 14th Kiva loan and so far they have all been paid back on time. I’m now able to re-lend money that other borrowers have paid back. It’s fun. 17 months ago

I’ve made 12 loans on KIVA so far, I donate with the 43Things team. I started out with the goal of making 10 loans, and once that was done, I’ve decided to be a bit more ambitious. It’s fun keeping track of where I’ve made loans and who I’ve made them to. Here’s my most recent loan.

“John is a hardworking young man, married with two children living in Fort Portal, Uganda. He owns a carpentry workshop that he has been operating for the last six years and faces the challenges of price fluctuations and inflation. In spite of this, John has a dream of expanding his business into new markets and have a more permanent location.

Targeting the Christmas season, he needs the loan to buy wood, mattresses and covers to use to make furniture to sell.

http://www.kiva.org/lend/363488 18 months ago