save more money

I set out to accomplish this goal a year ago and last week I closed my savings account because I had been under the minimum balance for several months and could not afford the fees. I have found myself having just enough to keep my account open now, going from paycheck to paycheck. it’s hopeless

I’m so bad with my money! Mostly I’m just into buying shit I don’t need. I need to quit that! Especially since I procrastinated way bad on my student loan crap and now I have to pay $844 for the whopping 2 classes I’m starting in the Fall. Ugh. College is ‘spensive!

And …now I’m really wishing that I wouldve started saving from day one! But hopefully this whole college thing will motivate me to stop being stupid with my money lol

My check wasn’t nearly as much as I expected.. So not as much money towards my card and savings. But I have no bills due with my next check, so I will put that money towards those goals. For now, 50 to savings and 50 to credit card.
The last large amount of money I spent was some money on shoes. I bought some new gym and work shoes as well as a new pair of tennis shoes and some nice shoes for my boyfriend for upcoming job interviews. That is the last amount of money I want to spend on clothing until right before I start school (if you have read other entries, I have separated my clothes on two different racks, what is still on the bottom rack by the time school starts is going to goodwill) when I will get some basics. That is my goal! I also want to have my credit card PAID OFF my the time school starts… Wish me luck! Hehe! I reeeaaallly LOVE to shop!
Also, if you have read other entries, I have given up caffeine, so there goes my 50 spent on starbucks a week. That will be nice. I’m also not getting fills on my nails anymore, but settling for a nice manicure maybe once a month.
I really want to make this work. I would like to only work 2 days when I go back to school, so I am saving up for that. I have been saving up for a new car for about 2 years now, too… So many goals!

With my next paycheck, I am putting 200 towards paying off my credit card and 100 towards my savings. I still am spending so much money and not even thinking about it. Writing a list of my expenses never really help me much.. But maybe I will try that again…
But I do know that not having starbucks on the days I work will save me 25 to 50 a week! That’s my current goal, no starbucks! And lessen my need for caffine… Oh, well, there is another goal…

My mom just retired so she’s going to be able to help me do some yard sales this year, which should bring in a few hundred dollars, yeah we have that much stuff to get rid of. As long as I put it in the paper I have no doubt we’ll make that much money, and instead of spending it like I always do I plan on putting it in my savings account. I really need to get back on track with saving, I plan on saving $10-$25 from each paycheck, as long as I get consistent hours again, and then whatever I make from the internet and yard sales and things like that, I plan on taking that and putting it in my savings.

started saving money in cash in our lock box, its just less accessible when we are out and about and we have done so much better at saving money :)

I think it’s time to start doing that 10% thing. Put 10% of monthly income away in cash to save for emergencies, retirement and possibly a nice vacation.

In fact, I have spent more money than normal since I made this goal… Wow.

I have $200.00 placed into a special account monthly, will have saved $2400 by Christmas.

I received some unexpected birthday money. I put some into my tuition fund for school and some into this goal fund. I’m not at 63.4%