How I did it: The first thing I did was download the Life After College budget template.
I filled in exactly how much I had coming in, how much I spent and how much I wanted to save. Seeing how much I spent was a big wake up call.
I'm a busy person, so the next thing I did was break it down week by week. I figured out how much money I paid for groceries weekly, whether or not I would need gas weekly or biweekly then added that into my weekly budget.
Next, I budgeted for my lazy days within my week: the late nights followed by early mornings when I knew I'd be buying breakfast or lunch (never both).
Finally, I figured an amount (a small amount) to take out every week for "fun" expenses. Read how I did it… 16 months ago
I have a budget in place, but keep forgetting/neglecting to keep track.
Responsibility calls for accountability. Two days away from November, going to spend the next three months tracking my expenses weekly and figuring out a good method to follow my pre-set budget.
Page Once was a bust—it was too hard to access everything (bank account, phone account, etc…) in a consistent way, plus it didn’t refresh often enough. I have to be own personal assistant and reminder now.
I’ve got high hopes! 19 months ago
July starts this Friday, so there’s no better time than to get cracking on this goal!
From July to the end of September I will be managing my expenses, with the help of my PageOnce “Personal Assistant” application on my Blackberry and the Life After College budget tracker.
This goal is important at any age, but seems even more so now. I have one more year left in college and one more year (technically) to get my ish together. I want to star the year level-headed, creating GOOD spending habits.
As someone who enjoys her fair share of clothes, dinners out, impromptu trips, concerts and etc. I know it won’t be the easiest but I think it’s completely necessary.
I cannot wait to jump into this. 1 year ago