pay off my visa card

Although I am still a student making zip, I am now reading The ABCs of getting out of debt so that I will have a plan when I start making $$$. So far I have started making sure that I do not accrue more debt. Also, I have started paying attention to the credit card offers I get in the mail. Here’s why: If I can find a card with 0% APR for one year and no charge for balance transfers, I can get a great head start on paying off my card. Until I find one like that I am calling my credit card customer service and requesting a lower APR. They’ve done it for me before. All you gotta do is ask. The book I reading has some really practical and helpful ideas. Makes it sound so do-able and empowering to take charge of your finances like that! I’m actually excited to be paying off my debt. Hmm. Imagine that.

Check out this website: http://www.moneybluebook.com/list-of-0-balance-transfer-credit-cards/

A definite must. And then, vow not to run it up again.

For years, I never had a balance on my credit card. Then my kitty got sick 5 years ago, resulting in larger bills. She died a year later, but my bill is twice what it was. Darn it! So, my struggle is to get this darn thing paid off and get my budget in order again!