straighten out my financial karma

Recuperate the amount of money that was stolen from me by my sisters. I don’t care were it comes from just as long as I get it back :)

Funny thing is, I think husband is relieved. He kept saying I was better at organizing things anyway. But now, with an impending seperation I need to get my ducks in a row.

I think before I felt self-conscious, since he was the main bread-winner, and we got so much help from his family. It felt weird for me to control the purse things.

But financially,we are a mess, and I have found this new determination inside of me, ot set things straight. This will take a while, but it will happen.

I have starte d accounting for every penny, already husband has misplaced $5, weird, anyway. Keeping receipts, and a separate ledger for the family.

Also, need to contact the herb store about having office hours there, I think it might be a good way of supplementing my income.

the funds for savings, investments and give away. In addition, I created a fund for our upcoming MN trip. I’ve been religious about this because I know if we get used to spending that money we’ll have nothing to show for it. If either my husband or I get an increase, I’ll increase the funds or create a new one. For me, this is the only way to prevent just absorbing it into our daily spending.

It’s a really good feeling to see the dollar amounts continue to build. I moved the savings tally into our savings account, which will either become our down payment on a home or for a car…whichever situation manifests first. But what a relief to know that should anything major happen, we’ve got a buffer in which to find a solution.

a finance workshop to re-evaluate my views about money and hopefully to find a better way of making it work for me. It’s strange how thinking (and talking with others) about money brings up lots of junk. I remember as a teenager saying “I think I’ll always struggle for money”. Guess that’s been my self-fulfilling prophesy. SO, trying to change the mindset about money and create more flow with it.

I’ve started three funds…one for Savings, one for Investments and one for Charity. I add equal amounts of money to these jars on a daily/weekly basis. It’s fun to see the funds adding up and having set aside this money as things come up. How fun to know I can go to a charity event or give to a good cause. I’ve always felt too broke in the past. Yet, giving is a great way to increase the flow of money…which will then return more money to me.

I’m also setting up a reality based budget. I’ve been keeping track of all the comings and goings of money for the last couple months so can use that info to set up a budget that I can actually work with.

All in all, it’s good to shine the light on this and come to a new way of thinking. Money isn’t evil. People with money are not bad. And ideally, if I can choose between having to little and too much money…I’d take too much anytime;)