own my own home

Oh a hunting I will go…
It’s the perfect time to buy a house – the market is at an all time LOW and people are selling houses at rock bottom prices. However, for me, it’s two things that hold me back:
1. MONEY
2. Comitment
I have a hard time deciding what color duvet cover should go on my bed or what shoes to even wear to work in the morning – let alone buying a house!
I took time to look on azcentral.com – and found a few places that were nice – decent price – and had a back yard.
Back yard is important because I want to get a dog – seems like a silly thing to think about when you are buying a house…right? But some people are thinking about what school district to put their kids in…and with no kids in my near future…I can buy my house based on the back yard, the bathtub and the closet.
Nothing in the near future – but hey…this list is for a lifetime…right??

I would like to own my own home by age 30

There is some governmental news that has me a bit scared we may have more trouble getting a loan then I had hoped. I think we are going to have to give our broker a call and see how we stand there.

So I’ve finally had moments where I’ve walked into a house and absolutely loved something about it. We are definitely getting closer both in the affordability and the feature that I would love to have in my own house. But we still haven’t found anything that wowed us on all levels. There are so many places I love for their potential. But their prices make potential unaffordable. Spending 400k on a house that needs about 70k worth of work is not something I am willing to do. If the prices start reflecting the condition of the properties I will begin to show some interest in them. Until then. I will continue to look.

Well looks like I can almost tick this one off on my list…

It’s the same place I refered to in my previous entry.
This is my very first place so please be a little forgiving… It’s a two bedroom apartment in an old suburban complex. It’s pretty spacious but the kitchen is tiny. It has a double garage which is a scarcity. It is a ground floor unit and has a tiny private garden.

I’ve signed all the documents, paid all the legal fees, paid all the taxes… Now I’m just waiting for all the transfers to go through. Then it will be mine… Moving in mid August…

Will officially tick this off when the transfer goes through.

My husband and I own 2 homes and it is work. Not only do you have to afford the payments, you need to be able to afford to keep up the home. You never know when something will break. Also, don’t forget all of the little things like mowing the grass. Make sure that you don’t bite off more than you can chew, yet if this right for you go for it. Owning your own home is a great feeling and can be a good financial decision.

My wife and I finally bought our very own home! We moved in at the end of February. Our backyard was so big all by itself, so we bought a dog to go with it!

This is worth doing. You can’t put a price on the value of owning your own home.

I’m still looking. I’m still hoping. I’m still waiting to visit the property that I walk into, that I have to have, that I can afford. I don’t think much could make me happier then to find some property where I could keep my horse. I just don’t think its that time yet. Still I hope.

Yep, I did it. March 07. I bought my dream condo. I had looked at 3 others on Saturday March 3 and asked my Realtor if I could take a look at the 4th even though there was already an offer on it. I fell in love the second I stepped in the front door. I put down an offer the very next day and with a little negotiating I was signing the P&S the following morning. I moved in on St. Patty’s day and have loved living there since.

I owned my own home for a while and it’s not all what it is made out to be, especially while the bank still owns most of it. Now I prefer to be more mobile and less burgeoned by the bills/mortgages/maintenance… Been there and done that and choose a different path for now.

I am drawing the amount of a mortgage to see if this is something that is feasible. I started this month and plan on keeping it up as we move through this process to see what it does to our finances. It will be interesting to see the results before we throw ourselves in and see what consequences there are.