Pay all my bills on time

It’s not that I don’t do this, but I need to be more responsible about it. Just one or two late charges add up, and if it’s a utility bill that’s late (and paid for 3-ways in my apt.) it’s me that pays the late fee because I’m the one who writes the checks for the bills. How I was given this lovely responsibility each month in my house I’m not sure, but its just the way it is now so whatever.

Problem is, I have OCD and very specific places where I put bills, paid bills, other important documents, etc, and when they are moved out of those places I tend to forget about them completely! I then find the bill, unpaid, nine days after due and go GODDAMNITTTTT.

Maybe I need to shell out the cash and buy iLife (or steal it from a savvy friend…) so I can have a chart/spreadsheet of what expenses I have and what day they are due each month. When it comes to technology, I tend to buy things as they need replacing so the thought of purchases like software and the like generally makes me cringe out of impending necessity.

I should be used to that by now!

I did it this time ! I paid all my bills on time ! I am still too close to the due date to be comfortable, though. What I wish to do is to program them or pay them as soon as I get them.
But if I keep it up for two years, I’ll get the hang of it for life, so I still have to work hard to get into the habit.

Yeh!

But that’s what happens when I forget to pay my bills. Each time I tell myself that I have to sit down and do it, the procrastinating monster lurks out of nowhere and gets me!
I need to find organization tricks to pay those bills. I make automatic payments whenever I can. For all the rest, I haven’t found the trick.

I added all the bills I owe monthly to a bookmarked tab on my computer. So now my phone bill, car payment bill, insurance and phone bill can all be payed with just a click of the mouse. Plus, they’re all organized in one place. Now just to keep up with all the dates that they’re due.

Last month I think I did pretty well. I might not have been on time with some of them, but they are all paid up for the month. Hooray. Now my goal is to get them all paid within 3 days of recieving the bill.

I finally signed up for my bank’s online banking, and it’s made things a lot easier. It also makes me more concious of what I’m spending because I know how much I need to have and I have less of choice in sending less money for things like my credit card bill, because I have it set to automatically pay more than the minimum payment each month.

this is easy. it’s called a budget.

Getting all my bills paid on time two months in a row is a wonderfull feeling. I feel like I have more control over my money and I don’t have to feel ashamed when I walk into the electric company anymore. I used to feel like I was in there begging them for a favor and I don’t feel that way anymore.

Hooray for catching up!

Just gotta keep it up. :)

My bills are ALWAYS paid on time. What a great feeling!