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Save money, not waste money!


 

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pumpkinpatch5708 is cleaning more of her room between work shifts.

i have started... 1 day ago

putting all of my change into 2 piggy banks. every time they get full, the bigger piggy bank goes into my daughter’s savings account and the smaller one goes into mine. it takes a while to fill them up, but it’s better than just losing the change somewhere! Lexie is only 18 months old and she has more in her bank account than i do!! (pathetic on my part? ha.)



Entry 1 2 days ago

I waste soo much money on things I don’t need, or waste money buying things for people. For example, I bought a present for my parents anniversary, then decided I would get them an extra little present, then another, then another.

I like to spoil people, but I waste soo much money while doing it.

I plan to open an isa account within the next month to save up.



Donna is cookin' up a storm!

Saved $8 on Photos 9 months ago

Yay! I remembered that the Sunday newspaper had a coupon before I finalized my order for photo processing.



Trauma_Junkie needs to clean up her goals list.

more money savings today 12 months ago

I decided to take the script that helps me want to eat (who knew there was such a thing, but it works pretty well). to a different Pharmacy.
Wow. I saved about 20 bucks. So If I stay on the medicine for a while longer thats about 20 dollars a month. Nice.

I’m starting to do pretty well with finding little corners to cut.
I also LOL put 6.00 in pennies into the bank today. it;s only six bucks, but I could never spend 600 pennies…but now its actual money rather than stuff sitting in a jar!!!



Budget 13 months ago

It’s time to get and keep one. So I’m hoping to get on this and do it right this time. Wish me luck….cause I’m gonna need it.



Trauma_Junkie needs to clean up her goals list.

I did a lot of good today 13 months ago

for my personal hurting pocketbook. I cancelled both my cable and internet for my primary residence, where i reside only a few months out of the year, for the moment. This was costing me about 1200 a year and I was using it so very rarely. I can think of a lot I can do with that savings, though I will be sad not to be able to go home and surf the net…If I get in there permanently, I’ll re-up.



Trauma_Junkie needs to clean up her goals list.

little thing 14 months ago

but I’m going to find out if the bank will actually allow me to use their coin sorter to make a deposit of all my pennies etc. I could roll them myself, but I think it would be a lot easier and faster if they would just do it!! Will call Bank on Tuesday….maybe I have about oh 10.00 in pennies. nice.



Trauma_Junkie needs to clean up her goals list.

I finally 14 months ago

called the insurance company today and got them to send me a claim form. Perhaps If I can get them to cover some of my treatment, I can breathe easier again. Honestly…it does seem money does not grow on trees.



Trauma_Junkie needs to clean up her goals list.

not doing 15 months ago

as well as I would like on this but I’ve done a few things so far.
I have approached a new traveler at work who lives where I live about sharing the commute, which would save both of us Gas money and probably keep me more awake during my commute.

I actually cut coupons out of the papers we get at work everyday and used them on something I always consume. Saved me a dollar so far.

I bought the store brand of contact lens cleaner, it isnt quite a nice but it is working. Saved about one dollar.

Made friends with a Doctor who now supplies me regularly with chocolate milk from the MD lounge. Saves me 1.20 a day at work. i dont know why the MD’s who make a lot of cash are entitled to free food, but its a throwback to the old days….

Makig a few decisions about food, like getting collards rather than spinach, saves about 30 cents.

It’s all spare change, but eventually it adds up. at least I hope so.



Trauma_Junkie needs to clean up her goals list.

It seems the nation 16 months ago

is in a bit of trouble. Perhaps I should not watch the news. I’m getting a little stressed about my financial situation, even though compared to most, my situation is very good. (I have a steady in demand job, pays ok, I almost own my car, my Mortgage is affordable, though not easy to afford.)
I’m trying very hard to save without making a lot of sacrifice, if that makes any sense. I’m not really sure I can, but possibly.
today I bought new Running shoes (Well, actually, I just got the store to hold them). I wanted a new pair of Pearl Izumi’s but I couldn’t figure paying 135 bucks for them. So, after telling the guy I just couldn’t afford the Pearl’s he showed me some Nikes which while not cheap, were much more affordable. I’m going with them and saving uh….. 55 or so dollars.
In addition, I am going to learn to file a claim with my insuance company for the care I am getting for my Eating Disorder. they only cover 20 visits at 50% but that will still help. I hate to file a claim because it may make me harder to be insurable later, but perhaps we will all have universal health care some day.
I have decided i also need to pick up just a little overtime, despite the fact that I get stressed when doing more than 3 shifts a week.
I’m going to look at a few other ways to save. I tend to get anxiety when cash is involved, it represents security to me and for me security is hard to come by. So hopefully over the next few weeks, I can regain a better financial footing. But even still, I am worried.



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