Save money, not waste money!

Yay! I remembered that the Sunday newspaper had a coupon before I finalized my order for photo processing.

I decided to take the script that helps me want to eat (who knew there was such a thing, but it works pretty well). to a different Pharmacy.
Wow. I saved about 20 bucks. So If I stay on the medicine for a while longer thats about 20 dollars a month. Nice.

I’m starting to do pretty well with finding little corners to cut.
I also LOL put 6.00 in pennies into the bank today. it;s only six bucks, but I could never spend 600 pennies…but now its actual money rather than stuff sitting in a jar!!!

It’s time to get and keep one. So I’m hoping to get on this and do it right this time. Wish me luck….cause I’m gonna need it.

for my personal hurting pocketbook. I cancelled both my cable and internet for my primary residence, where i reside only a few months out of the year, for the moment. This was costing me about 1200 a year and I was using it so very rarely. I can think of a lot I can do with that savings, though I will be sad not to be able to go home and surf the net…If I get in there permanently, I’ll re-up.

but I’m going to find out if the bank will actually allow me to use their coin sorter to make a deposit of all my pennies etc. I could roll them myself, but I think it would be a lot easier and faster if they would just do it!! Will call Bank on Tuesday….maybe I have about oh 10.00 in pennies. nice.

called the insurance company today and got them to send me a claim form. Perhaps If I can get them to cover some of my treatment, I can breathe easier again. Honestly…it does seem money does not grow on trees.

as well as I would like on this but I’ve done a few things so far.
I have approached a new traveler at work who lives where I live about sharing the commute, which would save both of us Gas money and probably keep me more awake during my commute.

I actually cut coupons out of the papers we get at work everyday and used them on something I always consume. Saved me a dollar so far.

I bought the store brand of contact lens cleaner, it isnt quite a nice but it is working. Saved about one dollar.

Made friends with a Doctor who now supplies me regularly with chocolate milk from the MD lounge. Saves me 1.20 a day at work. i dont know why the MD’s who make a lot of cash are entitled to free food, but its a throwback to the old days….

Makig a few decisions about food, like getting collards rather than spinach, saves about 30 cents.

It’s all spare change, but eventually it adds up. at least I hope so.

is in a bit of trouble. Perhaps I should not watch the news. I’m getting a little stressed about my financial situation, even though compared to most, my situation is very good. (I have a steady in demand job, pays ok, I almost own my car, my Mortgage is affordable, though not easy to afford.)
I’m trying very hard to save without making a lot of sacrifice, if that makes any sense. I’m not really sure I can, but possibly.
today I bought new Running shoes (Well, actually, I just got the store to hold them). I wanted a new pair of Pearl Izumi’s but I couldn’t figure paying 135 bucks for them. So, after telling the guy I just couldn’t afford the Pearl’s he showed me some Nikes which while not cheap, were much more affordable. I’m going with them and saving uh….. 55 or so dollars.
In addition, I am going to learn to file a claim with my insuance company for the care I am getting for my Eating Disorder. they only cover 20 visits at 50% but that will still help. I hate to file a claim because it may make me harder to be insurable later, but perhaps we will all have universal health care some day.
I have decided i also need to pick up just a little overtime, despite the fact that I get stressed when doing more than 3 shifts a week.
I’m going to look at a few other ways to save. I tend to get anxiety when cash is involved, it represents security to me and for me security is hard to come by. So hopefully over the next few weeks, I can regain a better financial footing. But even still, I am worried.

lately. I am not sure if it the cost of Gas or the sagging economy or the medical expenses that I now have, but my regular situation of not paying alot of attention to my bank account, buying what I need and shifting some into savings is going to have to stop for a while.
I have Several expenses, and then there is suddenly the worry about my mortgage. I can pay it and all that, but I am worried that I’ll have no accessible savings.
I did do some overtime and recieved a small bonus at work in the past two weeks. BUt I am still worried.
Stuff I need:

1. Garmin (Sudden unexpected expense, had to replace broken one)

2. Shoes (Can wait 2-3 weeks more) Will look at Zappos for less expensive options.

3. Hospital Bill. Will pay 50-60 on it.

4. Race fee Will register when I buy airline tickets.

5. Airline Saw a good rate, hope it will wait until Friday.

6. Hotel

7. decide if I need rental or if taxi/etc will be enough for a few days.

8. Sisters Birthday gift (Do a gift card,and a card card)

9. regular expenses.

going to have to do some more overtime. OT if carefully placed is not so bad.

to make a budget (again) and sort out my tax… but that means admitting how much money i have wasted over the course of the year!
...
but it must be done.
and ASAP

my aim is to have all the money for the courses i want to do next year saved up by the end of this year, so that i can save all of my money earnt throughout summer break towards my university fees…
*
hehehe have just talked to my dad. he is an accountant and will help me out :D he is going to take charge of my tax things, hoorah!, and i have arranged with him to organise a budget with me at the end of the year. i just have to manage my accounts til the end of the year. and then he will re-assess with me at the beginning of next year :)
how exciting :D