budget my money

I need to budget my money so I can spend more on me and my son instead of just spending thoughtlessly

(nearly) and I’m not in the red yet!! Only just, but that’s an achievement!!

it’s suuuuch a drag!!
Also, I find it hilarious that in an entry I posted 8 months ago, I complained about only having £50 for two weeks. That’d be like a lottery win now!!

I still suck at budgeting! haha. I need to get myself on track again. Honestly, I almost don’t see the point in setting a budget for myself. I have a mental budget of what I can spend where, and I usually stay within that. The problem is I pay my debt and buy groceries, and that’s pretty much it. I can’t afford FUN!! Well, I find non-money involved ways to have fun, but it still makes me very sad sometimes that I’m almost 27 years old and haven’t had the chance to do most of the things I wanted to because of my stupid student loan debt!! I went to school because I was sick of working retail. My thought going in to graphic design was that I would be able to find a decent paying job that I love. I DID find a job I love, but the pay is minimal. I make the same amount now that I did five years ago only now I have $36,000 more in debt!!! UGH!!!

Okay, enough ranting girl! Go work on your budget!! haha

RUBBISH at this!!
Can’t wait to find out about my loan so I can make proper plans etc.
I think I’m going to need to get used to saying no to nights out and things sometimes when I’m too skint.
Was actually crying yesterday because I’m so skint!
But then just thought “pull yourself together!”
At the end of the day (it’s nighttime =]]) it’s only money and you can’t take it with you and according to the Beatles, it can’t buy you love.

I need to get out of debt and manage what little money i have wisely.

i want to put 100.00 aside every wk that i get paid.

Have a real life now. Out of school. Really really need to put everything in a list.

I honestly believe “budget” is the most disgusting word in the English language. No other word can make me feel sick and want to cry simultaneously. This is something I’m CONSTANTLY working on, and I always get off track. I’ve been pretty good about setting a budget, I just don’t always remember to keep track when I spend money. So, I’ll try, try again.

...I cry at all things of financial responsibility.