taking on TO is dealing with changes!
didn't spend for the past 2 weeks
3 years ago
which is good since i didn’t really have money to spend anyway!
i’m trying to get better at this because i know it will help later on!
How to stop over-spending
It made me 
"What a relief to get out of debt."
How I did it: We tracked our spending and noted down where it all was going. This included even small amounts spent on parking meters, sodas, etc.
This helped us understand where we were overspending. We had to decide what spending was optional and cut those things back.
Lessons & tips:
- substitute other fun activities in place of shopping (go bike riding, play cards with friends)
- don't watch TV ads, don't read the ads in the Sunday papers
- quit eating out
Resources: http://www.ehow.com/how_2224147_quit-overspending.html
People doing this are also doing these things:
Entries
taking on TO is dealing with changes!
september was horrible
3 years ago
but i’m looking forward!
so far october has been good. for me i have to work on two things:
1) not spending more when i can spend less, bus not taxis for example.
2) not buying things unless its budgetted for!
taking on TO is dealing with changes!
for the first time
3 years ago
i actually managed to spend less than my daily amount ($10 per day) and still have money in my account which i can put on my cc for those things i did buy that i didn’t have the cash onhand for!
i’m so impressed with myself!
taking on TO is dealing with changes!
only spent $8 yesterday
3 years ago
and another $6 today so i’m on track!
taking on TO is dealing with changes!
not spending=not overspending
3 years ago
i went out on friday night for a full night at two clubs and a diner which would normal have cost me $85 and i only spent $12 because i took the bus and not taxis, i only bought one drink at the first bar and didn’t pay cover or buy drinks at the second. i also evaluated what i actually wanted at the diner and instead of a huge meal, just got a milkshake which was perfect!
last night was the same, dinner and drinks only cost me $10 because i drove so i couldn’t drink and had an appy since i wasn’t actually that hungry! so $25 for a full weekend out is great!
my goal for tomorrow: take a lunch, don’t spend more than $3 which allows for a tea in the morning and another one in the afternoon!
taking on TO is dealing with changes!
gonna write stuff down
3 years ago
and see where i spend money…so far i’ve bought two things that i didn’t budget for…a travel mug and new lipstick!!
lets see if i can keep the $10 a day!
taking on TO is dealing with changes!
took the bus not a taxi
3 years ago
from the dentist today so i saved $10 which is a good start!
taking on TO is dealing with changes!
went crazy shopping!
3 years ago
so i’m not sure if i’ve been able to stay within my budget…
but i’ve been putting a lot of energy into my home space. its important to me to feel happy at home and the money i have put out since i’ve been back has helped that!
taking on TO is dealing with changes!
back to the $10 per day
3 years ago
that my budget allows and i should be ok!
the main thing is not to use my credit card and not to spend what isn’t allocated on my budget!
ok…i can do this, september is the start!
