Untitled
1 month ago
-how much I spend on groceries each week
-organise accounts, take out a portion for
-tithes
-groceries
-power
-phone
-internet
each week
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Entries
16beers is getting things done today.
today i’m going to add up all the grad money i got, and put it in the bank, and take as little out as possible now, and then pretend like i didn’t get it, and just live off my pay checks. hopefully this works. money makes me so nervous.
tangerine_now brains for sale!
More attention needed!
2 months ago
So the ticket to Japan was cheaper than expected, that just means that I will be spending more in Japan itself! Haha, no way am I cutting on that vacation.
Ergo: must cut in other areas. Have been slacking the budgetting goal for a bit but will pick it up again starting tomorrow. Actually starting today when I decided for a home lunch instead of eating a sandwich & tea out somewhere. Hopefully this will continue tomorrow.
Currently I am mainly breaking even in the month, hopefully this will improve once I get this budgetting into gear and also with a little added income from another job I got today. More work, less free time. Means more means to do stuff I like, and less time to spend on confronting myself – will delay that as much as possible.
Doing it since January 2009
3 months ago
I have started it to control all the costs and get rid off 6k euro credit that is not decreasing for last two years
tangerine_now brains for sale!
Doing okay
3 months ago
Yesterday I discovered a few hundred euros had been put into my account for some small job I’d done. Hurray! That means that there is at least a chance of breaking even this month instead of inheriting the overdraft from last month. Hurray!
Debt-Free
3 months ago
I’m more or less debt free. I say more or less because I know that a lot of people my age are worse off than I am. I had to borrow money for a car, and a little to go to China, but I’ve done well to manage my expenses and make those payments, and I’ve also had a lot of greatly appreciated help along the way.
What my goal is, then, is to budget my finances in a way that I actually begin to save. Right now things are stretched just about to the limit, but I want to seek more ways to cut costs and more opportunities to increase or supplement my income so I can begin to plan for the future.
Wesabe.com has been a boon as far as tracking everything. It’s a great way to see exactly how much I earn/spend every month, and what I’m spending it on.
Money plans this month
4 months ago
In February I tried to spend very little. This month I’m giong to write down everrything I do spend and then from the results I should be able to make a workable budget.
Money thoughts
4 months ago
I have tried to save lots of money this month and next month I intend to write down everything I spend. Then I’ll get on to the detailed stuff.
tangerine_now brains for sale!
Again: more month than money :-(
4 months ago
I am giving money to the bank for the overdraft. That is just plain stupid. I really need to keep myself in check with this. Funny thing is that it doesn’t feel like I am spending all that much. Okay, maybe I’m not so fanatic about bringing my own breakfast along in the morning. My trip to the supermarket at Schiphol where I change trains has become so much part of my morning ritual, it is hard to change it.
I will try the following actions this week:
I will try the following actions this week:
- Bring my own breakfast along, saving €3.60 every morning. (!)
- Buy communal lunch together with the people at work, saving us all some cash.
- Wait for spring to arrive instead of looking for new shoes for the winter. (Gah.) ;)
- Make home-cooked dinners, per two days, instead of packaged dinners from the supermarket (convenient but expensive).
- Read books from my pile at home instead of buying new ones along the way.
- Stay within budget! That means, no overdraft at the end of the month.
Argh.
Okay, I know I will be spending a bit on the guy’s birthday present this week but overall the month should be doable. Right? Right.
