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Buy a House


 

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How to buy a House



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It took me
61 days
It made me
ecstatic


It took me
6 months
It made me
warm and fuzzy


It took me
2 months
It made me
Home Sweet Home


It took me
4 months
It made me
accomplished


It took me
10 months
It made me
Happy


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Entries

Hot Toddie Schoonover has 45 days to run 320 miles

Technically Done 1 day ago

Earlier this summer I began talking with my Grandmother about buying her house. I’d talked to her a few years ago after Grandpa had died, but she wasn’t in the frame of mind to do it then. We negotiated a price and an agreement as she’ll continue to live in the house. The deeds have been signed and filed at the courthouse, and all that’s left now is for me to make the final payment which I’ll give her when we get together next week for Thanksgiving.

I’ve already replaced the roof, added a chimney liner, rebricked the chimney, and installed a new antennae. I’ve also ordered rugs for four rooms, hired a painter to paint one room, and hired an electrician to upgrade the electric and rewire/ground the house.



Smartest snail got an email from Jules and it made her day!

and there it was... 4 days ago

We have some friends who, since we met, have been trying to convince us to buy their brother and sister-in-laws house. We always so sure and we will check it out, blah blah blah. Every month they host a dinner party and so Saturday we kept getting texts that they were all at Vic’s and MaryBeth’s. Come over, see the house. We love Marybeth, Vic is very very quiet. We honestly didnt see us having the same taste. So they text that if we came over they would all bake a baked good for the food drive I am doing, so we went.
And, there it was. Our home. Our perfect dream home. Vic bought it for about 10 grand. It had been abandoned and worn down for 40 years. He stripped it and rebuilt it. He is a contractor and does GORGEOUS patios and stone work. He redid all the counter tops, porch, etc. Marybeth walked us through the house and it was the first house we walked through we could see ourselves in. They want to put it on the market in July. We told them to call us. They want $150,000 so far and we honestly thought they would say 2-250. So, they are calling us when they are ready. We have already paid off some debt and agreed to live like college students until July to pay off the most we can.
We talk about it all the time and refer to it as “our home”. With this much time ahead to plan, how could it not work out?!



Untitled 4 days ago

I’ve been looking at houses on realtor.com and have a handful picked out to take to a former coworker who’s now the owner of a realty company. Our lease is up in February, so I want to get started soon, but am afraid of my credit. I’m thinking about asking our landlord if I can rent month-to-month for a little while so I can clean up my credit a bit before buying.That and I don’t want to move in February again!



DoggerBogger doesn't know what to do for Christmas

House Buying is On Hold For At Least One Year 4 days ago

The house I wrote about last time: I actually went ahead and signed the sales contract – then changed my mind a few hours later.

Legally, you have three days to back out and I’m glad I did. The house was a nice house, but the location was stupid – which is why is was so affordable. There’s a reason nobody says “floor plan, floor plan floor plan”.

I’ve been waffling back and forth on it – but house buying is on hold for me. For at least a year.

1. I’ve only recently got out of debt and I need to save money right now.

2. I’m in business building/career rebuilding mode and I don’t need to needlessly tie myself to a location.

So, for now, no house.

The house will be better when it’s right. Right means

1) I can afford it – not barely afford it.

2) I feel good about committing to a location.



EMyloWatson is doing reserch for an $1M grant package.

My credit is lousy 5 days ago

and I haven’t worked in two years.



Untitled 1 week ago

I am a poor 20 year old college student, but eventually I hope to complete this. I’m already putting money away little by little. Hopefully when I get out of school and get a real job this goal won’t be too far out of my grasp. (crosses fingers)



gitana17 if not you,then who? if not now,then when?

Untitled 1 week ago

I want fresh flowers and candles for my house,is still a dream but it is so good imagine this,today I’m a little sad and daydreaming always makes me feel better



myshell_urshell 21 in 2009 ^_^

starting to work more harder on this 1 week ago

Okay so I have opened a first home saver account earlier this year and so far have a few thousand in it.

I try not to buy things on impulse so I can put more money into that account and my parter also contributes what he can aswell.

I am excited when I see how much money is in there and seeing it grow and knowing it is going to something very important!

I can’t wait to own my own home!



dream house 1 week ago

I did own a house once, 3 years off owning it outright – then divorce happened!

I have a VERY distinct idea of what i’d like to buy. A small 2/3 bed Victorian terrace, fireplaces, south facing garden. I’ve even planned the colour schemes and decor of the living, dining, kitchen, bathroom, main bedroom and designs for the garden (arbours etc). I LITERALLY dream about it!!

Trouble is … single (crap) income, the government have done away with the scheme that helped you buy ANY house with a low cost Gov loan scheme. Spent the last year trying to save £3.5K to get on the scheme only to find that they’d allocated all monies and then scrapped it altogether. The only thing available now are brand new flat builds – shitty, shitty workmanship and overpriced! Why I have to commit myself to £140K on a piss poor 1 bed brand new flat, when i could get a 100yr old character full family home with a garden for much less is beyond me!

So… trying to think of some way round this



Almost done 2 weeks ago

Found a very nice flat, and soon we’ll buy it! :D



See all 3017 entries

Ask for advice: Get help from people who've accomplished this goal


mrsjess asks, “Is it crazy to buy the second house you look at? We absolutely love it and can "scrape" by to afford it. So, should we do it?”
— 2 years ago


33 answers

Sterling
steven02345 asks, “What can you tell me about the fanancial planning involved. I have all the time in the world so what I want to know is how long should I take to plan this ?”
— 2 years ago


39 answers

Pittsburgh
missfallenstar asks, “Yesterday we did an inspection and everything is.. let's say ok if we exclude the fact that there is no in or out to the attic! Judging by the outside it must be extremely small but, what should we do?”
— 2 years ago


21 answers

south philly asks, “What are some good questions to ask the seller about the house you're interested in?”
— 2 years ago


21 answers

loansdebtcreditguy asks, “What portion of my income should I use for a house payment?”
— 3 years ago


14 answers

rogerm2 asks, “how much cash (as percentage of house value) should I have before deciding to purchase it?”
— 3 years ago


14 answers

grocko asks, “what should I check about the house before buying it? Any real stories about what went wrong after buying your house?”
— 3 years ago


22 answers

katiekates123 asks, “How much do I need to save before I can think of actually getting a house? (Where I live, they seem to cost $125,000 and up)”
— 3 years ago


15 answers

prettylocs asks, “How long does the home buying process take after receiving pre-approval?”
— 3 years ago


24 answers

jordanholcombe asks, “How much a year should you be earning before you consider buying a house?”
— 3 years ago


16 answers

 

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