Buy a House

Well, Hubs & I took a little break. House hunting is not our favorite thing to do & we were really frustrated by the last ordeal we went through when we put in an offer. Anyhow, we’re back at this now. We put in an offer on a short sale last night. Now we wait…

4 days to go…

900 dollars reduction and a message that the price is non negotiable.

Here is how I spent the last 24 hours.

Mixed emotions about the realtor – are they working against us? Our realtor has an idea of the limit we could pay, so, is he using this to his/the transactions advantage?

Is the owner as set on his price as portrayed by the realtor? Does he/they have the time to wait for someone to pay the asking price.

What about me? When I am told that we need to have a stable home with our own belongings before the school year starts, and that where we rent now does not provide the level of comfort. This touches me.

I too want to have a place, I am resisting to give in to someone that does not reciprocate. This creates a feeling of disfunction in my way of thinking.

I set up a list of wants for a home and a community, all of the information is there. I am committed to commuting to work to satisfy most of our needs. I compromised on price already by countering almost half the difference.

Yesterday and this morning I meditated to bring clarity to my mind.

Is this another time to relax and be patient? Is there another better place for us that will appear before I leave to get the family?

It feels easy to take an optomistic approach, it comes with an uneasy sense of putting something off.

More questions:
Am I hesitating to buy a house?
Am I not considering fully the needs of others?
Too picky?
How concerned about the future should I be in terms of the limit that is to be paid for the house? The higher the purchase price the fewer the resources remaining.
Is time running out to be/get stable?

This is why I sleep and nap more, to rest from the thinking.
””””””””””””””””””””””””””””””””””””””””

Breaking news:
we will still look in Chelsea, will call a realtor to get a lead on vacant land to buy, explore building a home as one that we are interested in is not available.

Looks like buy a second car is inevitable, even though one car is preferrable. Our country is built around autotransport.

Its a value I have developed because of my grandparents. They have spent years drilling it into my head and made it out to be this grand goal in life. I understand why it is important and I hope to complete this goal WITHIN the next decade.

Today Bapak, Momat and I went to a home developer at Kulim Hi-Tech to check out a house. I plan to get a 1 storey terrace to rent to Politech students at that area.

The house we were interested in costs RM118K. A 3-room 20’x70’.

I think the house would be a good buy and I’m looking forward to owning it!

I’ve given so much thought to this goal lately and spending lots of time looking at houses.

I do want to buy a house so I’m not removing it from my list – but it’s not top priority as it once was.

Because I’ve been working so hard to get out of debt and regretting selling my old house and hating apartment living – I’ve been damn near obsessed with it.

To me, this goal hasn’t really ment, “Buy a House”. It’s ment “Make Your Life Good Again”. Normal.

However, buying a house isn’t really what I need right now. If I buy house I’m stuck in it for a while. This is a terrible market to try to sell in. If I buy a house, I’d better plan on living in it for quite a while. That doesn’t meet my life’s goals right now. I want to be better than normal. I want extraordinary. I want great.

My life is bigger than a three bedroom, two and a half bath, two car garage wherever. There’s a whole world out there.

Once I’m out of debt, I’ll celebrate and be happy! No doubt. Not only do I need to begin saving again – but I need to be magnificent. My life must matter.

I can certainly change my environment. I want to experience new things. I intend to move – but renting is just fine for now. I’m not ready to settle in. There’s a world to explore.

This decision doesn’t preclude buying a place either.

I think it is progress to move from a place where owning a home again has moved from the most important thing in my life to something that I take for granted.

Halifax reissued the mortgage offer (with the correct figures this time).

So many fuck ups. Weeks and weeks of stress. Next time I’m going to be checking and chasing everything from the start.

You can’t trust people to do their jobs. Assume everyone involved will fuck up (or just not do anything) if you don’t call and hassle them every single day.

Anyway deep breath we should complete next Friday. The excitment and joy is gone though. Hope it comes back when we get the keys.

My brain is fried. I feel like crying.

1/jul/09

I close today I am very excited !

Got the mortgage offer and was set to exchange/complete then found out there’s a mistake in the figures and the paperwork is back at the frigging Halifax.

We should have got the keys today…

We have curtains, a sofa, bedding and a kick-ass nest of tables all ready to go.