Dear 43 Things Users,

10 years after introducing 43 Things to the world, we have decided we have met our last goal: completing the incredible experience that has been 43 Things. Please join us in giving one last cheer to all the folks who have shared their goals with the world, as well as all the people who have worked at The Robot Co-op to build this incredible website. We won a Webby Award, published a book, and brought happiness to a lot of people.

Starting today, 43 Things users can export their goals and entries from the site. Starting August 15, we will make the site “read only”. 43 Things users will still be able to view the site and export their content, but we won’t be taking any new content from users. We hope to leave the site up for folks to see and download their content until the end of the year. Ending on New Year’s Eve takes us full circle.

It has been a long ride (one of our original goals was to "build a company that lasts at least 2 years” - we beat that one!) While we wish the site could live on, it has suffered from a number of challenges - changes in how people use the site, the advertising industry, and how search engines view the site. We wish the outcome was different – but we’ve always been realistic about when our goals are met and when they aren't.

As of today, you will be able to download your goals and entries. See more about that on the FAQ page. Thanks for 10 great years of goal-setting and achieving.

- The Robots.

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switch IRA from traditional to Roth


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Recent activity

ducklin772008 - more funds converted

I called into Fidelity today and they were able to do my 2008 funds conversion over the phone. The poor performance of my retirement mutual funds allowed me to convert more shares while trying to stay in the appropriate tax bracket. I could have gone up one tax bracket and converted all of the remaining shares but I don’t think I would be able to afford those taxes in April. 6 years ago

ducklin772007 contribution

Today I sent in the check for my 2007 Roth IRA contribution. This doesn’t help me complete this goal but funding a traditional IRA would have been a step in the wrong direction. 6 years ago

ducklin772007 taxes calculated

I filled out the forms and it looks like I’m going to owe Uncle Sam some $$$. I hadn’t made a 2007 IRA contribution yet so I could make a traditional IRA contribution to drop my earned income and reduce my tax burden. I think it’s more sensible to make a Roth IRA contribution and just bite a little bit of taxes for this year. 6 years ago

ducklin77conversion + recharacterization = little to no progress

I have an appointment on Wednesday to see a retirement adviser at Fidelity. I have a rough projection for my 2007 tax obligations. I think that I need to recharacterize a large portion of my conversion so that I’ll be able to pay my tax obligations in April. 7 years ago

ducklin77doh! $$$!

I think that my conversion may be too aggressive. What I’ve already converted may cost me too much come tax time. 7 years ago

ducklin772007 convertion

I had 9% of my IRA funds in a ROTH account. I went in to the local Fidelity office and made a conversion and 54% of my IRA funds are now in ROTH accounts. I still need to consolidate accounts so that they are easier to manage. Right now I have multiple accounts with multiple companies. The paperwork is just a mess. 7 years ago

ducklin77whoops! too late for 2006

I spoke with a service representative from Fidelity today. I found out that I can’t convert from a traditional to Roth IRA for the 2006 calendar year. The conversion needed to have taken place before 31 December 2006. This is unlike contributions which are permitted until 15 April 2007.

I guess I’ll start planning what I can convert for 2007. 7 years ago

ducklin77things to do

1. Figure out how much money I have in traditional IRAs.
2. Roughly calculate my 2006 tax obligations.
3. Determine how much money I can afford in taxes.
4. Perform a partial conversion/reclassification from traditional to Roth without killing myself with tax implications.
5. Consolidate my retirement funds to a single brokerage and reduce my paperwork (optional). 7 years ago

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