Dear 43 Things Users,

10 years after introducing 43 Things to the world, we have decided we have met our last goal: completing the incredible experience that has been 43 Things. Please join us in giving one last cheer to all the folks who have shared their goals with the world, as well as all the people who have worked at The Robot Co-op to build this incredible website. We won a Webby Award, published a book, and brought happiness to a lot of people.

Starting today, 43 Things users can export their goals and entries from the site. Starting August 15, we will make the site “read only”. 43 Things users will still be able to view the site and export their content, but we won’t be taking any new content from users. We hope to leave the site up for folks to see and download their content until the end of the year. Ending on New Year’s Eve takes us full circle.

It has been a long ride (one of our original goals was to "build a company that lasts at least 2 years” - we beat that one!) While we wish the site could live on, it has suffered from a number of challenges - changes in how people use the site, the advertising industry, and how search engines view the site. We wish the outcome was different – but we’ve always been realistic about when our goals are met and when they aren't.

As of today, you will be able to download your goals and entries. See more about that on the FAQ page. Thanks for 10 great years of goal-setting and achieving.

- The Robots.

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Keep my money straight

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Recent activity

Lynli

Lynli 3 years ago


LynliOne more thing

I only have one thing left to do to finish this goal. I have been having issues trying to schedule a time for my witness and I to do this together.

Sign my will and advance directive, with a notary.

-Go another month without overdrafts(I have had a few in the last few months but nowhere near as many as I used to)DONE

-Wait until the next paycheck to deposit remaining money in savings. I have been putting money in savings as soon as I get paid. The downside is that I sometimes run out of money before my next paycheck. In order to keep cutting myself short I will wait until the next paycheck before I deposit the remaining money. This will help me keep my spending down because I want to save as much as possible. DONE

-Finish $1000 cushion.DONE 1 year ago


LynliCompleting the goal

There are a couple more things for me to do to finish this goal.

*Sign my will and advance directive, with a notary.
*Go another month with out overdrafts(I have had a few in the last few months but no where near as many as I used to)
*Wait until the next paycheck to deposit remaining money in savings.I have been putting money in savings as soon as I get paid. The downside is that I sometimes run out of money before my next paycheck. In order to keep cutting myself short I will wait until the next paycheck before I deposit the remaining money. This will help me keep my spending down because I want to save as much as possible.
*Finish $1000 cushion. 2 years ago


LynliLittle bit of progress

I had left over spending money from my vacation so I have used that to pay off the last balance of my credit card. What was left over I put in my maintenace and repair fund which almost brought it up to $1000. It will be done next paycheck.

Credit card: paid off for the very last time.
Maintenece and repair (small emergency fund): almost fully funded. 2 years ago


LynliOrganization and accountability

I have organized my accounts:
Travel/fun fund: I will throw some money in that every paycheck

Opportunity fund: This is my take a year or two off or heaven forbid lose my job fund. I want to have at least 2 years of living expenses. I have changed auto deposits from my travel fund to this account.

Maintence and repair: I am treating this as my emergency fund. If something comes up I can get to it very easily. This is for actual emergencies. I will have $1000 in it at all times.

I have given my credit card to my roomate and asked her to hide it where I can’t find it because whenever I put it away I always went back to get it. After awhile I may just cancel the account.

New paycheck new opportunity to start tracking the money I spend. Tracking and knowing the difference between a want,a need and do you even know why you are buying this. 2 years ago


LynliReign in my spending

I am not doing a good job this month of watching my spending. I have done well with not having overdrafts but quite a few times I have shuffled things around to avoid them. The good news is that I avoided them, the bad news is I shouldn’t be overspending like that. I am still working on a way to keep my reciepts organized. I know I have a mini accordian folder. I should try that for cash and reciepts. :) 2 years ago


LynliMoney documents

I finished a living will, a living trust and a power of attorney. I made sure to include that I wanted to be a tissue donor in my will as I have had it on my licence for years. My family is aware of my wishes for donation as well. 2 years ago


LynliLove this quote

I came across this quote while reading “The Happiness Project”.
Money is a good servant but a bad master.

It reminds be of the borrower is the slave to the lender. 2 years ago


LynliGrr credit card balance

My computer got sick and my car needed some help too. So I now how a balance on my credit card again. I dont want to take any more money out of my opportunity fund becuase the balance is getting uncomfortably low for me.I really want to build it up so I have two years worth of living expenses in it. The good news.. is that I have finished saving for my trip and can start putting the money I was putting toward it toward the credit card and my opportunity fund. I am also setting up savings accounts for “maintence and repairs”. 2 years ago


LynliCredit report and score

I checked my credit report and score. Everything looks really good. 2 years ago


LynliCredit card put away

I have put my credit card away and have paid the balance. My checking account is balanced. This paycheck should take care of the majority of my vacation spending money.
I need to track my spending cash still. That will be my focus this pay period.
After getting my spending under control the last step in this goal is to write a will. 2 years ago


LynliStop using the credit card

I have been keeping my checking account balanced but I am still spending too much money. I have been using my credit card too often lateley. So I am going to put it away, get organized and rein in my spending even more. 2 years ago


LynliSpending

  • I have been doing well on tracking my money.
  • I have made a budget for my trip this summer and I am making progress in saving money.
  • I will be working on my spending this pay period. I have a half of tank of gas that I will try my best to make last for the full two weeks. The other area where I can watch my spending is on food. Eating out will be very limited. 2 years ago

Lynli1 month no overdrafts

Personal finance is 80% behavior and 20% knowledge, so the answer to
your money problems will be found in your mirror.”

I have not had an overdraft since December. The accounts app is really helping me keep aware of what I have in my checking account becuase I can update it everyday. I have to work on tracking my spending cash a little more. I was doing well for the first week or so and then I did not add entries right away. Then you forget where your money went. I will be diligent about keeping reciepts and adding them to the app at the end of the day. From what I did track I know that I eat out way too much and that is from poor planning.

So planning my lunches and snacks are my next action step to not only help with this goal but also to help with taking care of myself physically. 2 years ago


LynliAccounts app

Downloaded a new app to keep track of my money. I have used it a little bit today and it looks promising. I like that I can track my spending cash on it as well as my accounts. 2 years ago


LynliTime to get serious

I am so tired of overdrafting and truthfully I am still trying to figure out how I did it. From now on after I pay my bills online it is going to be cash only for me. I now have something more to look forward to with this goal. Not only will I finally stop overdrawing but I have the goal of saving for a trip to Paris. 2 years ago


LynliNobody's back up plan

I have always been the responsible, employed member of my family. Every member of my family has always expected me to help them out when they needed it. Even though they could have easily avoided the situation. Over the years I have helped them out because they are my family. I wanted us to be close and support each other. The thing is the support was very one sided. Today I had a family member call me because she needed rent money or else she would be evicted because the other family member living with her did not pay his part of the rent. She has know about him being unreliable and yet she has done nothing to stop it. AND she expected me to take care of it. I could have taken the money out of my EF but she would never ever deal with the consequences of her actions/inactions if I don’t let her deal with it and I would always be the back up plan. It was really difficult but I told her no she would have to figure out what she had to do. There was some drama and some poor me statements to guilt me into it. I recognize the manipulation from other instances. I stuck to my guns and said no. I think she was shocked but accepted it. I felt so much lighter afterward. This is a huge step in keeping my money straight because I won’t feel guilty about saying no when I really cannot afford to say yes. 2 years ago


LynliThinking about parking my car

Sometime within the next month I will be changing schedules and will be getting a free bus pass from my job. I am thinking of getting mimimum insurance on my car and only driving it for long distance trips. This will save me money on insurance and gas. 3 years ago


LynliGoogle doc template

I found a checkbook template in google docs and I am going to start using this. I like it because I can access it anywhere I can access my e-mail. If I take money out while I am at work I can go straight to my desk and adjust the spreadsheet. 3 years ago


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