Made it on schedule to £5000 put into savings by the end of October. However, I paid out for my season ticket at the end of September which has screwed up my calculations of how much I will end up with in total. Next September I’ll get an interest free loan from my employers so that the money is tidier (and I don’t lose the interest on my savings) but until then I’ll need to put away at least £300 a month more although it is just paying myself back really.
November and December I want to add 1600 more to my savings in total. Ideally another 200 for what I didn’t pay in September. 19 months ago
I’ve just spent several thousand of my savings on a season ticket for a new job. Although I’ll get more money each month so I’ll make it back I still feel poor. I didn’t put any money into savings at the end of September as I was too deflated about the whole thing.
Anyway. I’ve started keeping a diary and spreadsheet of all spending so hopefully this will help me not to waste money. 19 months ago
I am disappointed this month. I don’t feel that I’ve been particularly extravagent yet I only managed to save £400 approx. This is £100 (or 20%) under target. We did go out eating/ drinking twice, and I did buy some DVDs but that should be incorporated into general spending. But I did spend £100 on train tickets for a trip in September and I guess I am owed around the same amount of money from work as I’ve paid for work stuff and need to be reimbursed.
Anyway, I need to focus in August and keep spending down. 22 months ago
January + £367.46 Running total = £367.46
February + £456.88 Running total = £824.34
March + £648.08 Running total = £1472.42
April + £509.94 Running total = £1982.36
May + £530.04 Running total = £2512.40
June + £529.38 Running total = £3041.78
July + £401.24 Running total = £3443.02
August + 500.03 Running total = £3943.05
October + £1129.31 Running total = £5072.36 HURRAH!!! 2 years ago