SECOND_TIME_AROUND Doing what it takes to lose!
Money in the bank/etc is not doing as much good as paying off your Mortgage! I remember when I signed that Truth and Lending Law about how much the house would cost after I paid all my payments…Ouch! What a horrible number! I also listened to all the hype of how writing off Interest was Saving me money…dawwwww not in my case. Savings money makes nothing right now in interest, but you can save by not causing yourself to have to pay all that interest on your payments. I worked 2-3 jobs. I found it FUN to scrap up all I could in every way to pay down the Principle. Get that part time job; even if you think you can’t do it. You can and then make a Goal of saying you will work at least 3 months at that Job. Then maybe 6 months. Don’t feel yourself too good to do any job. I have a good job, but I worked straightening up Dollar stores for a few hours a night. I got exercise and paid to move around! Sell the things you don’t need, and Don’t Buy ANYTHING!!! You can usually wait to get what you need and when you do you will care more for it then. Can you get a roommate? Keep thinking how to save and then do it and PLUNK it down on that Principle. Once you start doing extra it can snowball and you will be surprised at all you can do. Once it is all paid off, just think ALL that Interest you would have been paying will be money in the bank for you! Own your home free and clear!
