15 people want to...

get my finances under control.


 

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sabryn has had a drama-filled October...may November be calm.

Slowly getting there 1 month ago

In a couple more months, one of my cards will be paid off. The smallest balance, but still…feels like a big accomplishment to me!



sabryn has had a drama-filled October...may November be calm.

A little more savings fodder 4 months ago

Made two Etsy sales today. So I’m $25 closer to my goal. Once I get my savings back up to $500, I’ll start putting any extra income towards bills. I won’t get everything paid off this year, but maybe next year. :)



Triniprincess ...there isn't enough hours in the day!

Progress!!! 5 months ago

I cleared three debts yesterday and it feels so great! Only my school loan outstanding and that’s gonna take a couple years but it’s all good. The job search is on so hopefully I’ll can keep myself from going into debt and be able to rebuild my savings once I do get back working.



sabryn has had a drama-filled October...may November be calm.

More Etsy! 8 months ago

Haven’t sold a thing yet, but at least it feels like I’m doing something! Added several more items today. And people heart my shop! People I don’t know, even! So maybe someday someone will buy something. :)



sabryn has had a drama-filled October...may November be calm.

Because I can't seem to make it work anywhere else 8 months ago

(Well, okay, MySpace…but nobody looks at my MySpace.)

ahem

New stuff in Etsy! (And a few older items, repriced.)

http://nmb74.etsy.com

Whew…pimping over. Dinner time.



sabryn has had a drama-filled October...may November be calm.

Money-making weekend 8 months ago

(Though not all of it’s definite.) Finished proofing that article…enjoyed that more than I thought I would. And, as R was in Nashvegas at a concert and I was heating pad-bound, I made jewelry all weekend. (Probably still have beads in my couch cushions.) Going to upload the pics to Etsy, see if anyone bites. If so, well, these blisters weren’t for nothing. :) If not…meh, I had fun making it.

I’ve decided that, for the time being, all side project income will go straight to savings. So far, that’s about $66. But over time, it’ll add up. And I’d feel a lot better if I had at least $1000 in savings. (Right now, I’ve got less than $200.)



sabryn has had a drama-filled October...may November be calm.

The budget spreadsheet's not working out as I'd planned 9 months ago

In fact, I may abandon it. What I do seem to be using is the supplementary spreadsheet, which details what I owe, how much I owe, and when/how I plan to pay it off. This gives me a better big-picture of my debts, if not how much I owe at any given moment. (And as I’ve knocked out two of the smaller ones in the past couple of months, it also gives me a greater sense of achievement.

What I haven’t tried, though, is downloading the spreadsheets from my bank to incorporate. I may do that next month.

However, by being very frugal, I’ve managed to build up my bank account a little. So the main objective (not go in the hole) has been accomplished. And there are still a few areas where I can cut expenses yet.

I think I may be okay. Eventually. :)



itsthatgaljay has decided to be completely, and bluntly honest with her goals

This goal means 10 months ago

i want to put money into my bank account regularly

and

not binge-spend money.



sabryn has had a drama-filled October...may November be calm.

Budget spreadsheet started 10 months ago

And already I can see that paying off the smaller balances first might not be the smartest way to go. Instead, I’m going to start with the ones with the highest finance charges.

More importantly, though, I’m going to stop my ostrich approach to my finances. (Throw payments at people and hope to god they don’t bounce…very mature.) I’ve already set up autoalerts with my bank, so I know how much I have at any given moment. Now it’s time to create a payoff plan.



rockwilder is a self-knowing creative romantic.

Financial Order 20 months ago

Things piled up on me recently since I lost my job three months ago. I pray to have my finances under control real soon again.



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