put aside at least $25 out of each check.

I have always heard this, and know it is a good way to build up savings, but it is so hard to do in practice! It seems like every time an “emergency” comes up, there goes the savings! I guess I need to look at it like, what would I do if the money was not there, and deal with it that way! I have so many things to save for, it seems overwhelming! Save for a House, save for Vacations, save for Abby’s college, save for 3 months worth of expenses in case of emergency, save for Christmas, save for …. the lise never ends! I how much do I have in savings?? NONE! Jan 1, here I come!