pay off my bills

One of my installments has finally been paid in full. Yey! That’s 1/3 of my payment budget freed. 2 – 3mos from now and I’ll be freed from the other installments also. I’m looking forward to it so I can start saving.

After the realization that my bills had gone down significantly, the rest of them came back with a vengeance. My credit card payment is going to be late right in time for this lovely ‘credit card bill’ window we’re in.

I’ve been a good customer with very few late/overage fees over the years but even so, I was hoping not to test the waters of that particular quagmire until after everything had settled.

Yay, for the fact that my credit card company has a hardship program.

Boo, for the fact that I called a bit late for it to kick in this month meaning that I either need to scrape the minimum payment up [not likely] or suffer the consequences next month and onward until I can cover the payment.

Let this be a lesson to anyone out there who, like me, might be having financial difficulties. It’s worth calling the company well before the due date of your cards to see if you do qualify for one of those programs.

My debt is small now. So small. Less than 2,000.00USD. I’ve only got a few bills left and, if I can get in a few study referrals and sell a few more items, I’ll be able to go back to school.

I am happy. Doing that frugality goal last year really paid off. I not only saved money but I learned to really appreciate just what I did have going on that was salvageable.

With the help of the library and the sifted remains from my container soil, I’ll be growing mushrooms for cooking. Something told me not to throw it out and, a few days after I thought about what I was going to do with it, the idea of growing mushrooms came to me. Considering how much I’ll have by the time I finish sterilizing this soil and sifting it, I’ll have enough to double any mushroom kit I get, at the very least.

I currently owe $6000

I hope to pay them in the following order:

1. TD: $1000
2. MBNA: $2350
3. BMO: $2650

I have always been up to date with my credit card payments—that is, until I got my family a supplementary card. Now my sister has maxed almost maxed it out and I’m not sure when she’ll be able to pay off her share. I can’t even use the card anymore.

I have also availed installments on my other credit cards and I am diligently paying the amount I’m supposed to pay every month—except for last month I wasn’t able to pay the full amount but I will this month. I’ll finish paying off one of my installments in 3 months time and then I’ll be able to breathe a little better. 3 more installments to go…

im in d process ot payn off my bills!

Siempre me pongo esta meta todos los años, pero realmente no la cumplo.
Este año quiero tener las dos tarjetas de crédito en blanco y tener dinero suficiente que me permita estar bien.

I’ve been paying them down. Even if it’s only ten to fifty dollars at a time, I’ve been throwing the money at them when I can spare it. I am determined to have one bill paid in full by the end of the year, hopefully.

I’m 22 and I’ve got 2 college loans. They are almost paid off. Both are under $300.00…
I got my license in Private Investigations and the other college I had to stop going to due to Hurricane Katrina.

I have a lot of credit cards. I have noticed that in the past, I got these cards because I didn’t have money and when I did, I would give my whole paycheck to the credit card companies in order to pay that bill off. That would leave me with no gas money, no money for food, or extra money PERIOD!

So now, I’m paying off on 6 credit cards and a loan that I took from the bank to pay on a credit card 2 years ago.

I have a payment plan and it’s working out great.

The last credit card I opened an account for was a Disney Visa card. My husband and I are leaving in November (one month away!!) to go on our Honeymoon that neither one of us could not afford in March of this year. So we finally planned our trip.

I am making payments of $180 on this card weekly!!! Knocking it out fast. I maxed it out on the airline, hotel, and the Disney tickets… Altogether it was $1300.00. I am pretty proud of myself.

NOW! All I need is some motivation that I will have all of my bills paid off by 9-9-09!!!
That’s my date!!! If not all, then I want my $1,200.00 loan knocked out and I’ll be taking care of the rest. I can do this. I have never had a late fee in my life. My credit score is AWESOME! And I’m doing pretty good.

I want to learn how to say NO to credit cards!! And I want to NEVER charge on one again.

If I don’t have it in the bank or in cash, then I don’t need to be out.

I’m working my butt off and have given up everything fun that I do. I know this is my priority.
Unfortunately.