Save $1000 for my emergency fund

I spent it all again! why the eff can’t I just save money? I think that I needed the things that I bought, but I probably could have bought them cheaper or just staved off until I had serious funds saved up. I need saving tips that will actually work. Just making sure that a percentage of my paycheck goes into the savings account isn’t going to cut it. Perhaps I should just cut up my bank card or something.

$350.00 put in yesterday.
Heres hoping it stays in there instead of getting spent on movies, coffee and clothes. $400 dollars of my tax return is going in there too when I get it.

once i am financially independent (which is one of my goals on the list), then only i can accomplish to save $1000 (or anything equivalent in a different currency) for my emergency fund.

Just added another $350 to the pot and also have all of next month’s major expenses covered. Thanks to odd jobs & being really frugal on food, limiting going out, etc. Definitely have been thinking twice about buying something, and if I need it can I get it used or for cheaper or free.

Not done yet but now I’m already at the stage where most repairs can be covered which is a relief. Surprised to be this far so quickly while I’m unemployed!

OK $100 saved. I’ll admit it is darn tempting to use it to pay down debts, but I just know that if I do I will have an emergency come along and I’ll have no choice but to use my credit card. Fortunately these under the table jobs are working out OK, and I have a friend possibly moving in for a few weeks who will pitch in & cut the rent down some!

Sorry, I don’t know how to ask questions on this one since there’s no question area for this goal (how do we set one up?)

Anyway I notice people seem to have setbacks on things that are not genuine emergencies, like shopping sales & diamond rings.

This is not an attack & I realize our bad habits have got us here in the first place, but what DOES qualify as an emergency?

I’d say:

*Your car dies (transmission, engine, brakes, etc.)
*Furnace, water heater, oil tank, etc. goes out
*You’re evicted & need to find a new place fast
*Everything you own gets flooded, destroyed, burned or stolen
*Medical emergency – or deductible for said emergency if insured
*Sudden job loss
*Paycheck is delayed or bank (not where your e-fund is) went under
*Sudden death of a family member – pays for flight & a place to stay
*Surprise bill you forgot about and cannot delay payment on
*The mafia comes to your door, or someone you know gets kidnapped

(I’m obviously kidding about the last one. And I hope for all of you that these never happen, but that’s why the fund is there…just in case)

Any other suggestions?

OK so I have saved $100 so far since I don’t want to be screwed in case of an emergency and so I can cover deductibles on my health, renters and car insurance as well. (Considered dropping one or more of these but I have experienced Murphy’s Law firsthand so it’s cheaper in the long run to have these). Plus in the event I find & move somewhere cheaper to save money on rent I will have a deposit…though the no employment will be a hard factor to overcome.

That being said, my unemployment makes it tough since I want to save and pay for rent and necessities. Not to mention I only owe $650 on my credit card (8.99%) and badly want to pay this off. I think maybe I’ll put extra money 50/50 towards both at the same time…?

All I know is I need to increase my income somehow but few places seem to be hiring now.

Let’s try and keep it that way this time :)

A really disappointing paycheck this week. I am depending on money from roommate and the second job to get all the bills paid. Delaying the emergency funding until I get caught up. I need to set a date for the EF to have $1000.

I just want a set amount in my savings account that I know will be there if something happens. Right now I’m also paying off a credit card (from christmas and school books) and I’m also going to have to pay for books for school next semester. I’ll have to see where this goes, but if I can spare it, I’d like $1000.00 in there by the start of the fall semester.