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How to save $5000
It made me
happy
 "I now have $5,000 in a savings account. Saving money is always worth it."
How I did it: I have always been frugal and a good saver, but now that I'm at a "grown-up job" after college, making a real salary yet still with very low living expenses, I am able to really save hardcore. Even though I'm making a lot more money than I ever have before, I haven't changed my spending habits, so I'm able to put that extra money away, into savings accounts, a Roth IRA (soon), and a 401k. Lessons & tips: Don't spend like crazy. Put a little aside at a time and it will add up. Don't buy a ton of unnecessary things. Comparison shop. Reuse things. Only buy what you can afford. Live on less than you make.
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How I did it: First, I went to the bank and set up a separate savings account, so part of my paycheck would be automatically deposited there. Then I decided to cut down on expenditures, so I cancelled a lot of subscriptions that I didn't need, cut back on my cable channels. I also programmed my thermostat to be set at a lower temperature and started being careful about turning off lights. I was able to decrease my expenditures by $700… Read how I did it…
jodii is tip-toeing away to dreamland
How I did it: I think the most important thing I've done is to sacrifice things. I'm sharing accommodation, living below my means, walking and cycling most places, finding substitutes for things I enjoy or usually spend a lot of money on, thinking more before I do spend any money on purchases, and often simply going without.It also helps to have a goal in mind. I haven't simply decided to sacrifice a lot of things I enjoy (going to cinema, concerts, di… Read how I did it…
How I did it: I worked a full time and part time job for a while, lucked out and got a deal on a nice apartment for extremely cheap.I also have 2 checking and 1 savings accounts.I calculated all my regular monthly expenses (groceries, bills, gas, gym membership etc) and made a checking account just for payments, the other account is money I can spend. That way, I don't spend money I don't really have.I put a little over half of my paycheck every week i… Read how I did it…
thedeevah is on to the next goal!
How I did it: I wish I had a great story for this goal, but I don't. Thanks to Uncle Sam I was able to reach my $5K goal. I was going to spend half and save half, but I decided to save it all so I could reach my goal! I'll keep saving on a regular basis to continue building my nest egg!! Read how I did it…
How I did it: Started a Savings account to keep my savings in. That way, I knew I wasn't allowed to touch it. Gave myself a maximum of $20 per week entertainment money. Read how I did it…
CDL_09 has decided to just start exercising!
I just hit the $4000 mark which makes me happy although Im annoyed its taken this long to get here. Lots of birthdays and Christmas coming up which will make it even harder to get there.
polaris001 is listening to Radiohead and getting things done
So far I have $1900 saved in a separate savings account. I’ve decided to set aside a conservative $300 each month for the wedding savings account.
CDL_09 has decided to just start exercising!
i just found a really cool tip. to have a goal in mind and force yourself to think of it every time youre about to spend. and also to live below your means which ive started trying to do – saving a little more so i have a bit less to spend each week. so i constantly feel like i have limited funds rather than feeling like “woohoo what to do with my $200 this week!”
i guess goal-wise right now buying an apartment is at the top of my list. although i also really want to go to LA next year.
CDL_09 has decided to just start exercising!
Im nearly there. I have $3800 at the moment but its taken me a year to get here. It sucks. I cant seem to stop frittering my pay away on food and alcohol. It is important to me to live a comfortable life and to reward myself and have fun. But I wish I had a bit more willpower to say no or was more aware of ways to cut corners and be clever. I dont want saving to become an obsession because I love luxury and I cant stand tight-asses! But I also really enjoy saving money and dreaming of what I might do with it. Usually its either travel or filmmaking, but I would also love to save for a deposit on an apartment.
tanbaker wanting to book a trip....where to go??
will def get this done by the end of the yr. :)
I must save $5000. To do this all I really have to do is remain diligent in controlling my spending, and more readily consider what I really need to survive.
shlbylng is a rush of blood to the head.
minus $2200 for the horn.
oh well, back to square one…
but it is ALL worth it.
shlbylng is a rush of blood to the head.
i’ve got $2245, but i’m going to have to buy a french horn for band…
/:
I’ve saved $1500!
although, I hit a stupid car in the carpark at a shopping centre and will have to part with $900 of that very shortly. BOO!!!
 Moreno Valley
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SpiritedFin asks,
“Whats an easy way to keep you from spending money”
— 2 years ago |
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taking on TO wants to stop worrying and stop stressing.
move out of this house
create a list of 100 must-read books and read them.
learn Spring framework along with Hibernate and Struts
get more tattoos
get a masters degree
buy a home
take my job seriously
start using the library
become wealthy
thegobetween wants to learn arabic
read the Bible daily
Laugh. A lot. Genuinely.
Get more exercise
learn how to dance reggaeton
Make a movie
never get married
become a better partner
manage pcos
work because I like to, not because I have to
have clear skin
speak fluent french
find the love of my life
get more friends
go on a mission
