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increase my FICO score


 

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  • Shoreline
    1 entry
  • Sacramento
  • Seattle
  • Texas
  • Detroit Institute Of Arts

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    YES! Goal reached and upgraded. 23 months ago

    Now I’m going for 850… as perfect a score as you can get. I did good in only 8 months. _

    838 baby!



    My goal is 820. 2 years ago

    I’m at 805 right now and I will track and log my score (ideally, with screenshots) as time progresses, so that I can constantly track this goal.



    Some FICO tips 3 years ago

    I am not a banker, but I do know a little about FICO, and am trying to improve mine. I have a few bumps in my credit history from when I was younger that I am trying to take care of. Some things that affect your score are your debt to available credit ratio, average age of accounts, payment history of accounts, and type of accounts in negative status. So some things you don’t want to do are closing credit cards you don’t need to, apply for lots of new credit, leave charged-off or delinquent accounts (pay them, it’s still better than leaving them as charge-offs), and pay all your bills on time from now on.



    Ask for advice: Get help from people who've accomplished this goal


    thunder1james asks, “I have no negitive remarks on my credit report but I cannot get my fico score to go up. What can I do?”
    — 3 years ago


    1 answer

    mstewart asks, “how do I increase my fico score”
    — 3 years ago


    0 answers

     

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