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Aesthemeister Relaxing, Resting, and Recreating after a Grueling Semester

Doing Well 6 months ago

I have not acquired any new debt except to a friend to whom I am steadily paying it all back. I will be up to erase some old stuff on my credit report here in a couple of years. That will be nice. We’ll see.



I live debt free 7 months ago

I own a 56K debt i accumulate in last one year, through gambline. I want to get rid of it. i missed big winnings by small margin and it kept me spending more n more. I want to repay all the debt, and leave a peaceful life.



Sundays Child ~ Faith, Hope & Love ♥ is a Spiritual Extroverted Tree Hugger, enjoying the sunshine!

Paid off 10 months ago

Happy to report that the sewing machine is paid off, I no longer have a debt. :-)



Sundays Child ~ Faith, Hope & Love ♥ is a Spiritual Extroverted Tree Hugger, enjoying the sunshine!

The computerized sewing machine 11 months ago

Okay, here’s the story. My friend accidently bid on two of the same item on eBay and won them both – a lovely embroidery computerized sewing machine. So, I have agreed to purchase the second one from her so she wouldn’t be stuck with it, on the condition that I would have to make payments on it, I couldn’t afford to pay for it all at once.

To me, this IS a debt. I don’t feel very good about having a debt, as it goes against my grain. At the same time, it’s helping her out of a jam (her choice is to not pay and get a bad mark on her eBay or be stuck with two of them or try to sell it herself or give it to her daughter).

I will plan to pay this off as quickly as I can, without allowing myself to be in a state of financial hardship.



Sundays Child ~ Faith, Hope & Love ♥ is a Spiritual Extroverted Tree Hugger, enjoying the sunshine!

A little more every month 12 months ago

What I have started doing is paying a little extra on my combo phone / internet / long distance bill every month, so that eventually, I will be one month ahead in payments.

Instead of paying the $83 and change, I pay $95.00. I don’t miss an additional $11 and change, and I am hoping that I can keep this up so I won’t be living month to month.

I know that some people would say, well .. that’s kinda stupid, over-pay a bill every month, why not just put it in savings? Yeah, sure .. okay. At 41 years old, I know myself and I know what I do with ‘savings’. I do set aside $20 a month in my sock drawer for ‘emergencies’, but it’s soooo easy for me to come up with ‘emergencies’ – something awesome on eBay that I can’t live without. .. rolls her eyes …

I will feel better knowing that the phone and internet is paid ahead and if some kind of disaster does strike, I won’t be in a panic trying to get the money to keep up the monthly payment.



Live debt-free 15 months ago

I don’t want to be another American. I want to actually make it. I work two jobs and go to college to keep myself debt free.



Sundays Child ~ Faith, Hope & Love ♥ is a Spiritual Extroverted Tree Hugger, enjoying the sunshine!

Caught up! 15 months ago

My phone bill is paid and I am now caught up. On the first of the month, when my cheque is deposited, I can pay the latest phone bill. Tomorrow I will make a payment to Mum’s Visa card for the two charges I put on it. Why did I use it when I had the cash in my pocket? For the reward points, of course! LOL



Sundays Child ~ Faith, Hope & Love ♥ is a Spiritual Extroverted Tree Hugger, enjoying the sunshine!

What is Debt? 16 months ago

I was late paying my phone bill, so .. according to Debtors Anonymous, I debted. Why was I late? I had the money, had the bill (hadn’t misplaced it or lost it altogether). Hmmm, forgot? lazy?

Not sure what that’s all about, why did I slip into an irresponsible mode?



spending less 17 months ago

I am trying to see if I can go a few months buying nothing but food and gas. So far this has enabled me to cut my spending by several hundred dollars, which I have sent to my credit card company. I’m feeling like I want some clothes right now, and some books, and some music . . . and some makeup blah blah blah and some shoes. Stupid!! Being out of debt is more important! I am also putting off some dental work and going to the doctor, which won’t hurt me at all or I would not be doing it. This stuff can wait for now but if it couldn’t I would go. There’s lots of fun things to do for free that I can do also.



Aesthemeister Relaxing, Resting, and Recreating after a Grueling Semester

Untitled 17 months ago

I’ve wanted to do this for a LONG time. I will knuckle down and finish it off after I get out of college and get a job as an assistant professor or something. Hehe. I won’t be miserable about it. Hell, one of my “creditors” has been “paid back” in interest already, and is quite well off enough to “forgive” my “debt”. I don’t even feel a moral obligation or an ethical one anymore, if I ever did, since I’ve been taken advantage of, in my opinion.



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