16 people want to do this.

clear my credit card


 

How to clear my credit card by Bobblelover

"I was forced into a corner"

How I did it: I was forced to pay it off with my newly cleared overdraft as I was turned down for a new card to balance transfer to, and the 0% interest free period was up. So really I've just shifted the debt again to my overdraft. I'll be re-adding that as a goal. Even though its just moved to a different place, I feel like I have gone back two steps in my progress.

..

Just called the credit card company to cancel my card and the talented people at the customer loyalty persuaded me to keep it to improve my credit scoring. They did mention that making the odd purchace wouldnt hurt either. No I bet it wont..

To be fair, its saved me cutting it up, which I was dreading yet looking forward to at the same time..

Oh well

Lessons & tips: Tips:

Dont get a credit card!

If you must, then control the spending, checking your balance every week.

Realise when you have a problem.

Realise if it is better to have that frivolous purchase, or a year of scrimping and saving to pay them off!

Resources: Online banking.

Overdraft *weep*


 

May 22, 03:51AM PDT | 0 comments | 3 cheers


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    People doing this are also doing these things:

    Entries

    lookingatthestars

    0% interest 5 months ago

    Just transfered my balance onto a 0% interest until Sept 2010 so hopefully can start paying it off in chunks. I have about £5000 to clear. Would like it done by then end of the year… well thats the goal anyway!

    Jun 06, 02:14AM PDT | 0 comments


    Bobblelover is looking for help to be thin

    Time is ticking 6 months ago

    The interest free period on my Credit card runs out next month – St.

    I applied for a different credit card to balance transfer, but was declined – St.

    So now am going to have to pay off my credit card in full using my newly cleared overdraft – St

    ...B**r

    May 16, 05:14AM PDT | 0 comments


    Bobblelover is looking for help to be thin

    Update 8 months ago

    £570 to go

    see Be Completely out of Debt

    Mar 27, 05:45AM PDT | 0 comments


    espud

    Untitled 20 months ago

    Interest is Poo

    Mar 11, 2008, 04:02AM PDT | 0 comments


    cheermaz

    woop woop 2 years ago

    Took a while to do but I finally did it today wahey!! now to stay in credit lol

    Oct 02, 2007, 09:26AM PDT | 2 cheers | 0 comments



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